RETAIWENT CONTRACT--SECURITVABR ENT . Imam augm- m-u mar. 95345--1 MlmarNuma: Buyer NW Coslgulr Nam-z Ader Buyers Sod-I Sommnlumar_ Olly. EPHRATA Tel. No; Slamm newsman: m1 lunalinn minumlfl homa--. apt-mm WA yam, ,7 and 'ul' Mann cl potion! Irma dun Onnhalnd Smfitv Manama"! (com) BI n! Co-elnnar, lfimlyan'l mutiny. 'Yoll' and refer NIB Selim Thu wme Duh-ad 215! Man". cmpovalg, 520 mm SL. Tamas" 37902: and. If appmvad. Bl! camera be 2131 Mail Corpoml l: . . . v. On In. > 1 untanth 31m iTanmomswonu swam Witwaqu alums: my. "mm 0* summon>>; Buy-(why Midb WIML EXHIBW A PAGE 0F 107032527FLK7 Doc 871 Flled 06/25/10 Entered 06/25/10 14 3259 Pg 1 0M I'll"l a i MINUAL rmXE? . RATE ?Drama-men! Mmidmymai I 35,135.50 121.86 many?!me - NuntrerofPaymente HMren AreDue 433 ?i1 - unease. Mlmmam?ymhi? - . beginning . 1 . Late Emma anAssumption: Someone buying my manufactuedborne may; under certain Malacca, be allowed to assumethe remainder of memmantnaengrnatanSECURITY INTEREST: I grant you a security interest under the Uniform Commercial Code in, (1) the Manufactured Home and in all goodcthat are or may herea?er by operation of law become accessions to it and?izi all proceeds oterroh Manufactured Home md accessions. This securin interest scarred payment and performance of my obligatione under title contract. including any additional debt prising because of my failure to perform my obligations under thla contract and it also secures any contractual croonelone. renewal: or modi?cations. it real estate payment and performance of my obligations under this I have signed a mortgage or deed attract. PREPAYMENTH THIS CONTRACT IN FULL OR IN PART AT ANY TIME WITHOUT PENALTY. BUT, I NOT BE ENTITLED TO A REFUND OF THE PREPAID FINANCE CHARGE. IF ANY. PROPERTY INSURANCE: I agree a Insure the Manufactured Home against physical damage term 'oithe centred at my entrance. The minimum coverage will be Broad Form Comprehensive. Including ?ood cove/regatta an amount equal to the leaner of its value or balance of the amount ?nanced. The insurance policy will contain; lose payable clause protecting; you (as your interest may appear}. and provide for 10 day notice at cancellation toyou. [have therluht to ctrooee .7 the person through whom the property insurance is obtained. it my Insurance coverage?expireo or is canceled prior to payment in full of this I must obtain no less than the minimum coverage at my expense. Should Itall to maintain the minimum coverage. you may. but are not obligated to. obtain the minimum coverage. may be purchased to them your Interest only. iin such event. you will be acting solely on your own betrali; and, neither you nor any insurance: agent will be acting on my behalf, I edmowledge that single-interest Insurance does not provide coverage for my . interest collateral. single-blatant insurance may be more expensiveihan a policy purchased by the owner of tire collateral. it will not obligation to maintain liability insurance imposed. upon Bonoweria} under the ?nancial reopensitrilitylewofanystateUNDERSTAND ANY PROVIDED BY YOU UNDER THIS CONTRACT WILL NOT . INJURY ANDIOR PROPERTY DAMAGE CAUSED CREDIT I {nature seller has a ?nancial Interest in the sale of insurance, and may bene?t from the sale of Burch inamanoe by virtue of commission Irrooma which it may receive. purchase It. credit life insurance proceeds will be used to repay my debt as you in the event of my death. as described in the Inwranoe certificated! I purchase Inmnce through the seller. the insurance premium ialnoiuded in the amount ?nanced under tlrtenota individual term life insurance" may be available to me at dinner cost It credit life insurance. In the case of death. the credit life may not to you. I have read the insurance certi?cate for details on illeg?amount of coverage. A entire unpaid balance of the debt co-buyer may cancel hill or her insurance. endure seller nacho obligation to notify the other co-buyena). in the event of a covered claim. any Insurance proceade in excess of the unpaid loan balance will be paid to the beneficiary sham on .my certi?cate. or If none in than to my estate. . Page 2 of 4 - PAGE 3 . .9 we: 'us mn?e"l" man-a .. .nw mg.? a ez?mt?trn". lie-27h "no Mme.- 4a #4 n. . 10-03252-FLig?7, Doc 8-1 . Filed 06/25/10 Entered 06/25/10 14:32:59 Pg 2 0f 4 DELINQUENCY AND DEFAULT: the oedema. ifa payment is more than 15 ?lm. i agree to pay a late charge of soccer 5% ottheinatellmerit paotdue. umbiess. lfliailtomaire paymontwh?endu. .arothenylaetail toperlonnany oirny obligations under-thin tarnin default. inthe euentofmydei?auit. youwiloiverne nodoeotthe rigirtloourethe defauitwhere required by law. i am not. however. entitled to notice of default more than nylon In any one-year period. Underno olrwm?elenou am entitled lo a notice at right tonoure the default where 'l have dimer abandoned or voluntarily surrendered tire Manufactured Home. it i . 5 have not cured the default within so days after the postmark date oithe notion. you may accelerate the maturity attire debt and require .3 1 me to pay you the entire remaining balance of the control: lose the refund described in tire Prepayment Paragraph above. You may i take legal action against me, and you may or repossess the mnufaoiured Home and any other things covered. bylhe security interest! have granted. in the event of defarrit, i also agree to pay your expenses for reasonable attorney's fees. not to exceed 15% of my unpaid door. after referral to an aitomeyuno to notyou?r salaried employee: (in) court cool: and disbursements: and caste or peacettu repossesser or foreclosing on the Manufactured Home and anytoinar thinge entered by the aeourity interest. 2' and struggling; may includogtna coats. of storing, reconditioning; and. reaeiling It. sealed to the pertinent provialrme of the Uniform 3 Omar e. . .. . . OTHER: TERMS AND CONDITIONS: loom: not to remove the Manufactured Home from the on this contract . unless I notify you in advance and recall? yourwritten'oonaent; not to sell the illianuieonrred i-lome frat obtaining your . written. consent; that it the Manufactured Home is personal, property, I will not letit become part of any wntnut your written consent; not to encumber or abandon theManuiactured Home or use liter hire'or illegally; tit-peyprompliy all tattoo and any item and encumbrances on the Menuiadured Home;?end to pay with my installments.- to do so byyou, the . outlnaralemunl necessary to pay yearly tame. assessments and insurance premiums that will heoomo duouriilun the nerd twelve i - CREDIT INFORMATION: :l?ou may Investigate my credit history and credit capacity in connection with command my . account and share information about me and my account with credit reporting agencies. . I: no in . wows-m - You may aiaign this contract to? any person or entity. All rights granted to you under title normed shall apply to any i aestgneo ofttrie contract. - - WAIVER AND MODIFICATION: Your waiver of any default shall not a waiver of any other default. "lire prowrernent or Muirod properlyRIsumm-orthe payrnentoftenos. orother liens. uroltlercherpee. byyou shall notbe ewetuerot?yourriatrtto accelerate the maturity of into contestant! declare a default herein. Your allowance of a reinstatement upon defaulted! not be a waiver ol'the declare tummyaooeleratlona and any-forbearance shall nettle a waiverolothor current orfuturo right- ol' notoholder nor shall preclude the exercise such rights or remedies. ENTIRE AGREEMENT: ?ghts contract. any separate written alternative dispute resolution agreement. any mortgage or deed or trust that the buyer signs err parlor this contract. and any separate written warranty constitute the entire agreement between us. I agree that no representations. oral or have been made to me to induce me to enter into thin contract. other than the representations armresst set forth in this any separate written altemarive dIepute reaolutlon agreement. and in any written warrant. Any warranties relating' to a new Manufactured Home have been provided to me by you dillha manufacturer in a separate writing. receipt at I hereby adrnowiedgeximept arr provided in such a trolling.- ii any. are no warranties. r, . 1 man or Implied. including but not limited to warranties of merctuntehllityor ?him fore particular a. acimmvledge .5 that have examined the Manufactured Home and that; If it loosed. I accept the Menufeolurod Home angle. The year of tho tmt:timewpe?lritreat: in ie for Emigration assignee of this agreean shall be liable. ennui: . re or ernegeeor a . .oreon uorriialda "ea ofor connection with this contract ortransac?on. my pad WW w" VALIDITY: Wherever possible each provialon of this contract shall be interpreted In such a manner as to be effective and valid under applicatle law. but If any provision of this contract shall be prohibited by or be invalid under applicable law, such provision she! be inattentive lo the ardent of alien prohibition or invalidity. Milieu: invalidating the remainderof such provision or the restraining provision ofttliawntreot. - GOVERNING LAW:.Tiris dent-act is governed In whole or in part by State and Federal Law. - . To mom. Knoxville, TN ruw Howarr?or True consume?. onaorr comm rs euaraor to ALL mm are unease: wnrorr THE neuron coULo ASSERT AGAINST THE SELLER or scores on sermons .oamu ransom HERETO on HEREOF. RECOVERY nanour?roan or run neuron SHALL nor excuse mourns Prue av rugqoaeron HEREUHDER. - Aocamo: 3min ACKNOWLEDG 3 THAT sap TERNA or av .o .- . .-. ?T?imvm-y PAGE E) t. SE W. cum Doc 8-1 Filed 06/25/10 Entered 06/25/10 14:32:59 "Pg-30f 4-. - ACCEPTED: me rs nenaevunorrce 10 THE ?ne: no not start THIS unoen THE rams or me coch YOU READ rr on IF 550m"- :f - CONTAINS, BLANK sens. you ARE . comm YOU - Merit-tattomilton . i cf? 23"? Vladimir?) one) . setters; Address I ACKNOWLEDGMENT: AGREE TO ALL THE TERMS ON ALL PAGES OF CGMRAGT AND .ACKNOWLEDGEREGEIET OF COPY BY 5 n" is YOU . ism}, meander-tut Reno THE centenary BEFORE You DateoithisContract' .20 ASSIGNMENT BY SELLER To 213'!" MORTGAGE . - i For value received. we assign within contract and all our right. title and Interest in it to Ziet Mortgage Corp. (Assume). and warrant all of the following: tithai this contract is theiresuit of a sale at our own property or services: 2) that we have full perfect title to and right to this contract tree oi any encumbrance. lien. or any interest of third. any nature whatsoever: 3) that this oonhaci?accurately and correctly re?ects a genuine. bone tide sale and the price'end tonne thereol.'end ie I valid and in compliance withyrany applicable installment sales law or other applicabiezstate or federal law-or administrative. regulation: that at the contract is sold to the Aestgnee. the geochr and sawtoee are in the possession oi the buyer, - have been unconditionally by the buyer, and are the identical goods and services described In the contract: 5) that the amount due from the buyer iegnot disputed or subject to any set-cit, deduction. credit or countehziaim; 6) that the down payment is correctly-stated in the contact; 7) that no part of the down-cement was loaned by us. directly or indirectly. to the Buyers: 8} that thidcontmci-ie the entire and dole contract between us and the buyer arr to the sale of goods or services evidenced herein; 9} that there is no nnriloclti?i?,d ?am?ment. concession or, litigation oi any nature affecting this contract; the parties to this contract mnemmpetent at the time it nae executed; 11) that there are no valid defenses in low or?eqoity to this contract as it exists in the hands of the Assignee after this conveyance; and 12) that all signehiree on this contract ere-genuine. if any of the foregoing warranties are unit-tie. regardless of Assignee'e knowledge or tacit of knowledge or'relianoe rem. Aestgnor hereby - unconditionally to recordaaee the documents on demand from Assigned for the balance remaining unpaid plus expense oi coilection?, repossession. fomdosuro. hensporta?on. storage. attorney fees, and court caste by Name less any customary refund by Assigned oi unearned ?nance charges. FURTHER. if a 'With Recourse? assignment is initiated below. a .we engage that the within contractwl? be paid according to its tenor. and that little hotlwe shall pay lite theAssignee orto any. subsequent assigned. regardless of the order in which the assignments are made.- It a ?With Limited Recourse?. assignment is . - initialed been. we engage the within be paid to its tenor for the period shown and that if to not, we shall pay it to the Assigned orto any subsequent eeslnee. regardless of the order in which the assignments are made. it a 'Without Recouree' assignment is initiated below. this Assignment ie?without recourse. With Recourse initiate); With Limited Recourse foriiret months of contract (Seller initials); Wrihout Recourse or ltiale). I I By 215! Mortgage Corp. assigns to . the foregoing cor-roan Including all amount: payable by buyer and the security interest in the collateral. recourse. Date: By: . Title: Rev, 04/98 Mold?Retail Page Doc 8-1 Filed 06/25/10 Entered 06/25/10 14:32:59 "Pg 4? of 4