CANADIAN BANKERS ASSOCIATION

Public

Credit Card Fraud and Interac Debit Card Statistics - Canadian Issued Cards
For the Years Ending December 2012, December
2013
2012

2013

2012

2013

2012

2013

No. of
Accounts

No. of
Accounts

FI Average
Loss per
Account

FI Average
Loss per
Account

Category: Credit Card - (American
Express Canada, MasterCard Canada,
Visa Canada)
Lost
Stolen

FI Loss in $CAD FI Loss in $CAD
$8,663,910

$8,773,052

%chg
1.26%

%chg

%chg

17,899

17,223

-3.78%

$484.04

$509.38

5.23%

30,785 -10.53%

$532.52

$534.61

0.39%

$18,322,777

$16,457,871 -10.18%

34,408

Non Receipt

$3,628,009

$4,968,221 36.94%

1,793

2,144

19.58%

$2,023.43

$2,317.27 14.52%

Fraudulent Applications

$8,522,715

$11,803,264 38.49%

3,693

5,891

59.52%

$2,307.80

$2,003.61 -13.18%

Counterfeit Domestic

$68,652,172

$52,839,265 -23.03%

102,371

78,857 -22.97%

$670.62

$670.06 -0.08%

Counterfeit Cross Border

$49,457,366

$58,698,947 18.69%

56,250

66,927

18.98%

$879.24

$877.06 -0.25%

$268,573,473

$299,374,609 11.47%

529,989

486,277

-8.25%

$506.75

$615.65 21.49%

5,082 -14.42%

$2,280.77

Card Not Present (Fraudulent e-commerce,
telephone and mail purchases)
Account takeovers & Other
Total: Credit Card

Category: Interac Debit Card (Interac Association only - Does not
include other debit card fraud from other
Payment Network Sources)
Total: Counterfeit
Source: American Express Canada, MasterCard
Canada, Visa Canada and Interac Association

$13,543,195

$12,219,780

-9.77%

5,938

$439,363,617

$465,135,009

5.87%

752,341

FI Loss in $CAD FI Loss in $CAD
$38,500,000

%chg

$29,500,000 -23.38%

No. of
Accounts
93,800

693,186

No. of
Accounts

-7.86%

%chg

72,200 -23.03%

$584.00

FI Average
Loss per
Account
$410.45

$2,404.52

5.43%

$671.01 14.90%

FI Average
Loss per
Account

%chg

$408.59 -0.45%