'3 I IN THE CIRCUIT COURT OF THE FIFTEENTH JUDICIAL CIRCUIT IN AND FOR PALM BEACH COUNTY, FLORIDA lF?ii?; CITJBANK N.A. AS SUCCESSOR BY Ea MEEQER TO CITIBANK, ,4 If; - kamuff, ?2 i Egg; 3 3? vs. 13:35 EmirCASE NO.: Defe?d??ts. tiff}: parties: ,3 Iii/:3 ITIS ADJUDGED 1. Final Judgment judgment in entered is favor of plaintiff Citibank, N.A., as successor by merger to Citibank, FSB, s{ .2. Amounts Du?e. Plaintiff, N.A., as successor by merger to Citibank, FSB, whose address is 1000 Technoigg?'?give, O'Fallon, MO 63368, is due: anti-?34) Principal $250,000.00 Interest'from 9/11/08 thru 11/ 17/ 14 $43,084.84 Charges $433.55 COunty Recording Fee $10.60 Attomeys? Fees and Costs $14,799.05 Total $308,328.04 3. Interest. The total amount in paragraph 2 shall bearinterest from this date forward at the prevailing rate. {29903070;r}? 1 CFN 20140428981, OR BK 27169 PG Sharon R. COMPTROLLER, Palm Beach County, NUM OF PAGES 5 AMT: 154': '1 Lien on Property. Plaintiff holds alien for the total sum superior to all claims or estates of defendant(s), on the following described property in PalmBeach County, Florida: A PARCEL OF LAND LOCATED IN THE COUNTY OF PALM BEACH, STATE OF FLORIDA, AND KNOWN AS BEING LOT NUMBER 12 BLOCK 1 IN SABAL LAKES PHASE ONE AS 22:30 SHOWN IN THE RECORDED THEREOF IN PLAT BOOK 60 PAGE 188 OF PALM BEACH COUNTY RECORDS. a? . Property address: 4101 Satin Leaf Ct, Delray Beach, Florida 33445 If the total sVUm with interest at'the? rate described in paragraph 3 and is" Hi,? 7 . . . all costsgegigued subsequent to 1 (1 men are not pa1d,'the clerk of this court shall sell I the propertyi?g?t public sale on I 2015, to, the highest bidder for Le . . cash, exCept 1n paragraph 6: i, by sale beginning at 10:00 am. on the prescribed date at: 1:3 x? 3? Costs. Plaintiff all subsequent costs of this action and shall be reimbursed for them by the clerk not the purchaser of the property for sale, provided, however, that. the purchiggi?rz?f the, property for sale shall be responsible for the documentary stamps certi?cate of title. If plaintiff is the-purchaser, the clerk Shall credit plaintiff's the total sum with interest and costs accruing subsequent to this judgment, or of it, as is neCessary to pay the bid in full. Distribution of Proceeds. On filing the certi?cate of title, the clerk shall distribute the proceeds of the sale, so far as they are sufficient, by paying: ?rst, all of plaintiffs costs; second, documentary stamps affixed to the certificate; third, plaintiff?s attorney's fees; fourth, the total sum due to plaintiff, less the items paid, plus interest at the rate prescribed in paragraph 3 from this date to the date of the sale; and by retaining any remaining amount pending the further order of this court. Right of Redemption. On ?ling of the certi?cate of sale, defendant(s) and all persons claiming under or against _defendant(s) since the ?ling of the, notice of lispendens shall be foreclosed of all estate or claim in the property, except as to claims or rights under chapter 718 or chapter 720, Florida Statutes, if any. {29903070;l} CFN 20140428981 1475, 2 OF 5 ?n 9. Right of Possession. Upon ?ling of the certi?cate of title, the person named on the certi?cate of title shall be let into possession of the property. 10. Jurisdiction Retained. Jurisdiction of this action is retained to enter further orders that for the foreclosure of junior lienholders, motions to compel redemption and is; foreclosure of lien proceedings by the plaintiff or a subsequent owner of the property. The Court ,also'retains jurisdiction to vacate this judgment and dismiss this upon application by plaintiff any time before sale, or, after sale if plaintiff is the wiigil?gpidder. .. ll. and Costs. The Court reserves jurisdiction to award attomeys' fees and I costs to plaintiffs, This includes, but is not limited to, any motions for attomeys' fees and t: costs made to 57.105, Florida Statutes. . . ., IF THIS PRORWY IS SOLD AT PUBLIC AUCTION, THERE MAY BE ADDITIONAL THE SALE AFTER PAYMENT OF PERSONS WHO ARE TO BE PAID FROM THE SALE PROCEEDS PURSUANT TO JUDGMENTLIENHOLDER CLAIMING A RIGHT TO FUNDS REMAINING AETER THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK NO 60 DAYSAFTER THE SALE. IF YOUFAIL TO FILE A CLAIM, YOU BE ENTITLED TO ANY REMAINING UNDS- YOU ARE THE MAY CLAIM THESE FUNDS YOURSELF. YOU ARE NOT REQUIRED TO HAVE A LAWYER OR ANY OTHER REPRESENTATION AND YOU DO NOT HAVE TO ASSIGN YOUR RIGHTS TO ANYONE ELSE IN ORDER FOR YOU TO CLAIM ANY MONEY TO YOU ARE ENTITLED. PLEASE CHECK WITH THE CLERK OF COURT AND COMPTROLLER, 205 N. DIXIE HIGHWAY, WEST PALM BEACH, FLORIDA, PHONE NUMBER: (561) 355-2986, WITHIN TEN (10) DAYS AFTER THE SALE TO SEE IF THERE IS ADDITIONAL MONEY FROM THE FORECLOSURE SALE THAT THE CLERK HAS IN THE REGISTRY OF THE COURT. IF YOU- DECIDE TO SELL HOME OR HIRE SOMEONE TO HELP YOU CLAIM THE ADDITIONAL MONEY, YOU SHOULD READ VERY CAREFULLY ALL PAPERS YOU ARE REQUIRED TO SIGN, ASK SOMEONE ELSE, PREFERABLY AN ATTORNEY WHO IS NOT RELATED TO THE PERSON OFFERING HELP TO YOU, TO MAKE SURE THAT YOU UNDERSTAND WHAT YOU ARE SIGNING .AND THAT YOU ARE NOT TRANSFERRING YOUR PROPERTY OR THE EQUITY IN YOUR PROPERTY {299030703} CFN 20140428981 BOOK 27169 PAGE 1476, 3 OF 5 WITHOUT THE PROPER INFORMATION. IF YOU CANNOT AFFORD TO PAY AN ATTORNEY, YOU MAY CONTACT LEGAL AID SOCIETY OF PALM BEACH COUNTY, 423 FERN STREET, SUITE 200, WEST BEACH, FLORIDA, (561) 655-8944, TO SEE IF YOU QUALIFY FINANCIALLY FOR THEIR SERVICES. IF THEY CANNOT ASSIST YOU, THEY MAY BE ABLE TO REFER YOU TO A LOCAL BAR REFERRAL. .ORSUGGEST OTHER OPTIONS. IF YOU CHOOSE TO EgijggtomACT THE PALM BEACH COUNTY LEGAL AID SOCIETY, INC., .FOR YOU SHOULD DO so AS SOON AS POSSIBLE AFTER OF THIS NOTICE. if? RDERED Court at West Palm Beach, Palm Beach County, Florida, on this I 20.1.4. 2? \gl?f a} {a Circuit Court Ju?ag? {29903070;l} CFN 20140428981 BOOK 27169 PAGE 1477, 4 OF 5 l! SERVICE LIST Victor R. BerWin, Esq, Eri . Levine, Esq. P. Heller, Esq. Aegean LLP 77713?ng Flagler Drive, Suite 1 100 West Tower west??g?i'rih Beach, Florida 33401 Pri'mary?V?Egt?ilz victor.berwin@akennan.com Secondaimy??ggrnail: marv.wyatt@akerman.com Primary E?E?ifiaili Secondary:le _mary.wyatt@akerman.com Primary Secondary James A. Bon??glid??s?q. Law Of?ces of James/??Bon?glio, RA. PO. Box 1489 Boynton Beach, Florida?eSo-g ,25 - 1489 Tilalawyer@aol.com Attorney for Elizabeth Sang/if.? i '1 Molly Wander, Esq. Morris, Hardwick, Schneider, L?Iifgiifay} 511-0 Eisenhower Blvd. Tampa, Florida 3363.4 MHSinbox@closingsOurcenet Attorney for Citibank, NA. Sabel Lakes Homeowner Assoc, Inc. c/?o Registered Agent Sachs Sax, PA. 301 Yamato Road, Suite 4150. Boca Raton, Florida 33431 Unknown Spouse of Elizabeth Savitt n/k/ a Martin Colin 4101 Satin Leaf: Ct Delr?ay Beach, Florida 33445 {29903070,1} CFN 20140428981 BOOK 27169 PAGE 1478, 5 OF 5 CFN 20150101862 Filing 25024297 E-F?ed 03/18/2015 12:05:06 PM OR BK 27413 PG 1061 RECORDED 03/21/2015 09:15:38 Palm Beach County, Florida AMT - Sharon R. 0? CLERK COM TROLLER i 1061-1053, (3Pgs) 1 THE 0111011111 1:30me or: 11-03 1531:; JUDICIAL . 4, AND PALM BEACH @3110: 502009CA033674WAW CIT NA. AS 500053 .3031 By 4 TO 011113111110 123.13., #45? I ELIZABE T, 5152., Def 53113. [a i 3 INT AND NOTICE OF DIWSSAL AND RELEASE OF PENDENS - . =1 ?efan?a?t Eiizabath Savitt hereby s?puiate and agree as f0110ws: 1. This action is disw 91kg entirety with prajudica. CBNA a?s<3 hereby voiunmrily diSmisses .1 its complaint with p@pursuant t0 Flurida Rule of Civi} Procadure Ms. 3 If Probedure 2. Tha parties rcqucst "the (30213?: 6Idcr vacating the ?nal ju?gmeni of fareclosum enterad on 17, 2014. I 1 3. Each party shall bear its/her 0m a?ome?gees and/0r costs for This 35555. 0? 4. No party shall b0 deemaii i110 Eras/ailing party for the purpeses 0f en??ement to attomeys' few and costs. 5. This stipulation may ha 5x51311130 in countarpm?ts, which taken together 331531 constitute a binding agraament. 1512150230035 0r fgcsimila 0013103 01? the: signamrcs 811511 be binding without 15110 mad for originais. 3 3 ubbmviates the 012153101? Citibank as 800003501? by me?i?ger t0 Citibank, 1423,13. (30510576H A FILED: PALM BEACH COUNTY, FL SHARON BOCK, CLERK. 3/18/2015 12:05:06 PM CFN 20150101862 BOOK 27413 PAGE 1062 2 OF 3 CBNA jimmy fix pendans rewarded on Octobar 9? 2:339, a: Beak 2:34:38, Paga 714 in %f:f103a1 Records ofPaEm Beach Cmunty, cm {ha pmperty legally desur?bad as: 013? LAM) LGCATED IN mm; COUNTY OF 33ALM BEACH, ATE OF KNOWN AS BEING LOT magma 12 EMAIL LAKES PKASE ONE AS SHOWN IN IN FLAT ?60 PAGE 188 OF PALM BEACE COUNTY @0113)?? a @adress: 4101 Satin Leaf Cam, Delmy Beach Beach, Flnrida 33445 I?am?m?ml Number: 12~42~46712~15001~0120 AKERMAN LLP LAW OFFI MES A, BONFIGLIO, PA. By: $1 By: ?2 VICTOR R. 1313me IA 3 A. 13916 Flarida 1-33er 823821 Flori a BarNo .288055 . Primary Email: victorbarw. 9313;123:3113 Prim I: TilaEaggye?anLcom SecondmyE-mailz PD. Box 1489 ?310 M. LEVINE . Boynton Beach, Flarida 3342 439 F1011 da Bar 11044524357 $6121??594??3 aka Secondary Ema?: grimyw?e?ag 777 S. Flaglsr'Drivd;'Su'ite HGGW WestPaJm Beach, Florida 33461 Dated: Marsh Tsicphona: 561-671-3626 Facsimile: 561659-6313 WELIAMP. HELLER FEorida BarNo.: 987263 v: Primaw?dnail: "11* .he] 5: (e amsz Sacendary Email: lorrainmorsareijf?akcmamom Las 0133. Centre 11, Suite 1606 350 East Las Olas Boulavm'd For: Laudardaie, Florida 33301-2229 Tslaphonai 9544632700 Facsimile: 95446342224 7 20] 5 CBNA warm: Ma1?ahlL2015 Ex) (36510576n1 CFN 20150101862 BOOK 27413 PAGE 1063 3 OF 3 3121mm CERWY that a true and correct 01" tha forageing was fumished via electronic ma? 16 In?ow on March (jug 20] 5: 3a .Banf?glio, Esql a . M03131 Wander? Morris, Hardin c, . .eidm?, LLC 5130 Eisenhower Saba] Lakes Homeowner 5g . cit: Ragiatered Agent sadst 31. 303 Yamato Road, Suite 415 73% - M. ng?ne Eric M. Levine 2 {3053 0576;? 3 CFN 20150096403 OR BK 27405 PG 1527 RECORDED 03/18/2015 11:21 :34 Palm Beach County, Florida AMT Sharon R. Bock Filing 24775859 E-Filed 03/11/2015 05:40:45 PM CLERK COMPTROLLER 1527-1529; (3Pgs) HE $91333" OF THE 15TH JUDICIAL 1313? IN AND FOR PALM BEACH COUNTY, FLORIDA 2&0; CI NA. AS SUCCESSOR BY i BIB 135% CITIBANK, 33.13., 1 @113: i, ELIZABE TT, a: . Defen E: STIPULATION AND NOTICE OF DISMISSAL AND RELEASE OF 115' PENDENS efendant Elizabeth Savitt hereby stipuiate and agree as feltews: i?g P13313213 CBNA, 1. This action is dism was entirety with prejudice. CBNA also hereby veientm?iiy dismisses its complaint with pre?g?/l?EJrsuant to Florida Rule of Civil Procedure Ms. . 1a of Civil Pro?edure i Savitt ?1150 here?s}? velun sees her af?n'native defenses and conntereiaims, if any, with I pre?dice putsuaot to Florida 2. The ear/?es request the Court ent @nier vacating the ?nal judgment of foreciosere entere? on @3 NoVember 2014. I 3. Each patty shalt bear its/her own a?o??s and/or costs for this action. 4. No party she}? be ?eemed the prevailing party for the purposes of entitlement to attemeys? fees and costs. 5. This stipulatien may be executed in counterparts, which taken together sha?l constitute a binding agreement- ?pdf? or facsimile copies of the signatures shall be binding Without the need for originals. 1 abbreviateg the piaint?ft? Citibank, NA. as successor by metger to Citibank, F.S.B. {3051/5253} 4 FILED: PALM BEACH COUNTY, FL SHARON BOCK, CLERK. 3/11/2015 5:40:45 PM CFN 20150096403 BOOK 27405 PAGE 1528 2 OF 3 . CBNA farting? With?raws [is pendens recorded on October 9, 2009, at Book 23488, Page 714 in ma Recerds afPaim Beach County, on the property 1egally described as: . OF LAND LOCATED IN THE COUNTY OF PALM Blilfiwiilii? TATE OF FLORIDA, AND IGJOWN AS BEING LOT NUMBER 12 BLOCK 1 3? AL LAKES FHASE ONE AS SHOWN IN THE RECORDED :01? IN ?60 PAGE 188 OF PALM BEACH COUNTY Str@ chess: 4101 Satin Leaf Court, Deiray Beach Beach, Fiorida 33445 Farce! 9i Number: 12~42~46712~15~001?0120 MW LAWKOF A, By. . By: VICTOR R. 13mm k9?! IA 3 A. 169145 Florida Bar Ne; 823 82: Flori aBar N0 . 288055 Primmy B?ma?: Viewabemin? m??anmom Prim - l: Tilalamerggaei?om Secondary E~m3iiz .com PD. Box 1489 ERIC M, LEVENE Boynton Beach, Florida 33425-4 489 Flon'da Bar Nix: 6435? Telephone: 5614344503 Primary Evmail: e?c?eVI??eQakenna Secondary Email; - 777 s. Flagisr Drive, Suite new West Palm Beach, Fiari?a 33431 561-671?3626 Facsimile: 561-659-5323 we? @3 Coznwelfor Elizabeth Savift Dated: March 2015 1 P. IELLER Fiorida Bar Ne; 983263 7 Primary E?mail: W?Hm3mi1?r?akennamoom Secondary Email: lanaine?ccrsaro?mk rmanmm Las 0133 (361338 11, Suite 1608 350 East L33 {3133 Boulevard Fort Lauder?ale, Fiorida 33381-2229 Teiephexg: Facsimile: 954?463?2224 Comwez?foz' Dated: Maia}: ~1in315 Ix) 430510353} CFN 20150096403 1 R90 30F3 CERTIFICATE OF SERVXCE CERTIFY that a true and correct copy of the foregoing was furnished via electronic 13 below on March LL, 2015: Jame . n?giicg ?13qu Law 0 0353213135 A. Bon?glio, RA. PO. Box 2 M01 Wander, M01735, Hardwiclg ei?er, LLC 5 1 10 E?senhower Tampa, Fiorida 33 634 h?-ISinbax?zlos?zqsw Ci??mtk, Saba} Lakes Homeowner Ass}? do Ragistera? Agen? Socks 3 0] Yamato Read, So?a 4150 Booa Raton, Fiori?a 33431 Eric 311; Levine Eric M. Levine (3051052133; 3 CFN 20150099225 OR BK 27409 PG 1182 ?This order cancels a? RECORDED . Palm Beach County, Florida Premously set sale dates AMT Sharon R. Bock CLERK COMPTROLLER 1182-1183; (2Pgs) IN THE CIRCUIT COURT OF THE 15TH JUDICIAL CIRCUIT IN AND FOR PALM BEACH COUNTY, FLORIDA ANK N.A. AS SUCCESSOR BY ER TO CITIBANK, F.S.B., I vs. 0 SAVITT, et (11., CASE No.2 D?@hnts. @gr ON MOTION TO CANCEL SALE SCHEDULED FOR MARCH 1 . 263. VACATE THE JUDGMENT, AND DISMISS THE ACTION 1 ving come before the Court for review on March 12, 2015 on plaintiffs motion to canosale scheduled for March 17, 2015, vacate the judgment, release the original loan documentsismiss the action. Based upon the review of the motion, and the Court being otherwise advis@?a?e premises, it is hereby, ORDERED AND ADIUDc@thatz 1. The motion to cancel tclosure sale, vacate the judgment, and dismiss the action is GRANTED. GEE 2. The foreclosure sale scheduled for March 17, 2015 is CANCELED. 3. The ?nal judgment of foreclosure entered on November 17, 2014, and recorded on November 18, 2014, at Book 27169, Page 1474 of the Of?cial Records of Palm Beach County, Florida 20140428981] is VACATED. 4. This action is DISMISSED in its entirety with prejudice. 5. The Clerk of Court is directed to release the original note and mortgage ?led on July 16, 2010 28] to plainti??s counsel, Akerman LLP. The original note SHARON DOCK CLERK COMPTROLLER (Wu, mungiON CFN 20150099225 BOOK 27409 PAGE 1183 2 OF 2 and mortgage should not be sent via US. mail, but made available for a the Clerk of Court. DONE AND ORDERED in West Palm Bea representative of Akerman LLP to pick up the original note and mortgage ?om alm each Co nty, Florida, this 12th Circuit Judge C0 1 ies furn Victor R. Berwin, (Eb Eric M. Levine, Es William P. Heller, Es? Akerman LLP $8 777 South Flagler Drive $0 Suite 1100 West Tower West Palm Beach, Florida . victor.berwin akermancom e1isa.waites akermancom eric.levine@akerman.com maw.wat@akeman.com Attorney for Citibank, N.A. James A. Bon?glio, Esq. Law Of?ces of James A. Bon?glio, P. P.O. Box 1489 Boynton Beach, Florida 33425-1489 Attorney for Elizabeth Savitt Sabel Lakes Homeowner Assoc, Inc. c/o Registered Agent Sachs Sax, PA. 301 Yamato Road, Suite 4150 Boca Raton, Florida 33431 {30510749;1} Page 2 of2 1" "in: ji?rf?? Illillh?wi WW will! ii Minimum II ?WWj;nil?gmmuumm numeWF q" a . my, mm :1me Main iliilmm? Hm. a ?Hia?slm 2 w'Hmw-w mm iwnqg?ii?us mi .gagaimnmn .I?m?mw" 5m: am . - . .9?"Hami?aiiuggiig - I auIW?nm, mt? ll! ll WW hugIwa?fitIDSsEjsmg?411i"? I I . 1311i? 1 mam 1mm, .?gK?i?iran? Sues 'Ihe ?Ex'fuhg?, ?fljih - 2 I. :Tm we in 1Emmw . 1? I ., . . ISM ?magma-magma Ngnl?I??amwwc? MAR-EH mam; F?luirid - - mam?: mi w; Lg mmif?gi?i . -: ?Hl?illii?i . Em! mum "[1qu ?mmiuwmsu.__ .1 3 MagniWW? ?rmmimdwm? ?'1;me wily" 3? .L hillJiilliiligmliwl.l{1%di um? ?Runny-1;: ,g an. Gum if; emrll?kwmr Ll gquii?w at}. iqggl? 1? A I -- ?W?Wr?u?k "a 1" - NEWM- zmum,mww?j mum ilLl?HlWiglir'l WM 1' i .w willmi?? Iggy: is}! I I will-E1? ?til I WW II ?ifrnii??f 7 l? VHHW mi IH - ?l mitt? I minim} gum?!? ma" Wm 4, I: I IIW 'k?uiiu? hl? ?rm! Hamlin; mum: unit? ?Flue?! 1 {yam-W imii?mr?n; :siN w? I 7mm 3E In; -: gml?llil ,Aimll? 11? HUMAN While I MumIMII . In addilian to diu?mm?didemm535;le is? Womth Emmy!" - :1 =1 ?4 IJ QWIWI I alriim art-1m; $5ng or misting. armathI 'Jlmh?'mh idlligif'l 4? ;r . mmrandm?aam LAKES I I II I m? I 353: sumez?unml in tar-lien "PDth wig-inm I . Semiramis md in?innuli?n I I I I i?1 :W?iildirt The attitudinal. UNKNOWN smuss an: 5?11 - I WA ELIZAEETH s. . is. jumdzi?m??u??l?h is w" I I the suahjcm prapmy by vinue on mihle @14in :,isnl'crimla Ihc Ful?l-st arm: 5532:? 1 I . I I Wham. . WHEREFURE. Plaizmi?? prays: Than: at: summing may 11? I M'whal is duc Plaintiff fur principal and inn-rm an sai?-qugachgilIh?tiWI and ?lmi'ms- Winding ail?mcy's ?ts and search mats; and Edi-gyc?m Sgtur in and aha?! this suit, and that {wand uh: amuunls sac: faund be due 51; mm defauh such paw-"mum! an fiW? Mmdamplicm arm and all pawns 1? is 9h: ?ring nflhehs rem-us herein be mm: Immim?mm . dim-chum of?ris (tam: that am ol'llhs: m1 saik i Ill-In? ?pligawiw ?g .?Ip- ?iigghargci air Plasma; Liabi?lity in Bankruptcy has bump g?ltg??lfg?hiu? It ?35 Mime will sin and that a dc?cimcy biSh'wu'x 1?3 I 1 J: I :"jlji Ml!? 13?? 11151i?rmm? I n5 anheen? "?aw - mural-L i 2% 1 a i Jr'mi?v?nmibmiik'r?' - I I 511in jinn . mm i I W-~Miminim . :Im. 4 4 1 ?1 Illf -12 .u vl PisaH1le 1m" mf'. mm n' I VI 1 ?Hiswinning "mam .rny I 31.; i! I 3 II . Its?N'iHILL mmam amn??i??m ??h?fth?i; 5' EEWTHE ALLEGMIQNS i 3. MM "H?mw" QR - u'wlwiw .Pu?m MI. I :51? In 724': - 323' EiHi?? x" 1? ?J?Hiuml?nt? Mm I: i. Hill.? 1 i.5255331leW1leg: 1?Ii?i:1l?li?i?l 13w .- MW i-Ma??uhi?:51? - I wuh?l?lm . "??Iin mm {144? 11?? I 'ii'u? . "ugh-l "dim mm 351m!? Hp? W: 1: sz-g? Illb?l?y.? .th wine! W. ?Hum. DEPARTMENT OF ELDER RICK Sco - GOVERNOR CHARLES T. CORLEY SECRETARY Statewide Public Guardianship Office Yolanda L. Siples. Esq. Executive Director 4040 ESPLANADE WAY TALLAHASSEE FLORIDA 32399-7000 Telephone 850.414.2000 Fax 850.414.2384 TDD 850.414.2001 November 16. 2011 Ms. Elizabeth Savitt 4101 Satin Leaf Court Delray Beach, Florida 33445 Dear Ms. Savitt: Thank you for submitting your Annual Professional Guardian Registration form to the Statewide Public Guardianship Of?ce. As you are aware, being a guardian is an enormous responsibility. The Statewide Public Guardianship Of?ce is charged with ensuring each professional guardian as well as staff is properly qualified for the undertaking. One of the responsibilities of the Statewide Of?ce is to review the documentation submitted for registration. Upon review of your registration package, we noted the following areas of concern: I. CITIBANK, Accioum Ill .. is over 180 days past due. Please provide an explanation for the above areas of concern and if your local court has resolved these issues, you may provide a copy of the resolution in lieu of other documentation. If you have disputed any of the above, please provide copies of your correspondence to the credit agency as well as a copy of their response. Please note we are unable to complete your registration until this issue is resolved. Please do not hesitate to contact us if you should have any questions. Sin' re y, granitic Leland, Operations Management Consultant 1 ttpM/eideraffairssta te?. us Equifax Credit Reportm for Elizabeth Savitt Savitt As of: 10/22/2011 Available until: 11/21/2011 Fteport Does Not Update Confirmation ry act ty Detailed account information "h Companies that have requested?o?r credit lnl'or?ta?drT Bankruptcies. liens. garnishments ena?her?fudgments Personal data. addresses. employment history How to dispute information found on this credit report Summary of Your Eights Under the Hemedying the Etfects of identity Thett Your Ftights Under State Law Your Equitatt Credit Summary highlights the inlormation in your credit file that is most important in determining your credit standing by distilling key credit intermation into one easysto?read summary. Accounts Lenders usually take a positive View of individuals with a range of credit accounts - car loan, credit cards, mortgage. etc. - that have a record oi timely payments. However. a high debt to credit ratio on certain types of revolving (credit card) accounts and installment loans will typically have a negative impact. til i 3 $26,407 $0 $35,403 75 3e slew 3 'n 5 ?$1.006 $9.794 $10,300 9% s51 ?l?Ejoist 3 W2 $43,203 59 0/0 $533 5 Debt by Account Type Debt to Credit Ratio by Account Type 0 20 4c so 30 100 Mortgage Installment Revolving Other Total Herr!" gamma Available 0 Mortgage-0% installment-96% Revolving-4% ii Other-0% NOTE: Total may not equal 100% due to rounding Account Age Usually. it is a good idea to keep your oldest credit account open. as a high average account age generally demonstrates stability to lenders. Also. especrally it you have been managing credit for a short time, opening many new accounts will lower your average account age and may have a negative impact. Length of Credit History 10 Years, 4 Months Average Account Age 5 Years, 9 Months Oldest Account CHASE BANK USA, NA (Opened 06/2001) Most Recent Account ALLY FINANCIAL (Opened 01/2011) Inquiries - Requests for your Credit History Numerous inquires on your credit file tor new credit may cause you to appear risky to lenders, so it is usually better to only seek new credit when you need it. Typically. lenders distinguish between inquiries for a single loan and many new loans in part by the length of time over which the inquiries occur. So, when rate shopping for a loan it's a good idea to do it within a focused period of time. MIME 18 Most Recent Inquiry HOUSEHOLD CREDIT SERVICES (08/02/11) Potentially Negative information Late payments, collections and public records can have a negative impact on your credit standing. The more severe and recent they are, the more negative the potential impact might be. Pub i 0 Negatin Accoggtg 1 Qa?sctlans 1 Mortgage Accounts Mortgage accounts include first mortgages. home equity loans, and any other loans secured by real estate you own. '9 Mounts 02/2006 $250,000 09/2011 PAYS AS $250,000 I- 'clg-t magi. am.qu 92? m4 ?El 1- I ELL?$153.1 tea-itemte-xeet?mz -, . PO Box 7901 14 Saint Louis PAYS AS AGREED Individual Account. 0 254.642 Line 01 Credit 250,000 (due every it .. .2.- u_ {35$250.000 - Actual em 2 583 use academic; .Oe?han?s' Bigfimdy?tmi -- 0- ?atetTf? MIA Rommel/[e process started. 00501010111113.1000- Flats 1 a I 2008 2007 2006 . ,l I Installment Accounts Installment accounts are credit accounts in which the amount of the payment and the number of payments are predetermined or fixed, such as a car loan. an Accounts ALLY 01/2011 $0,734 10/2011 PAYS As ~11 la. lu'?i?Egmj??l qf?u-Vh'? I). - x. 15mg? .31" 3".1 .. 1:51;: . hiya-2150's 11.11%? .. Jet/3000101313930; PO Box 380901 Bloomington PAYS AS . ., it if": .lndivldual Account. I- 12,705 i r. I Installment =Months I (due every 01/2011 8.734 - - 10/2011 Anion/313091131301" '5 -