NEW YORK COUNTY CLERK 06/28/2016 10:50 INDEX NO- 654429/2012 NYSCEF DOC. NO. 30 RECEIVED NYSCEF: 06/28/2016 SUPREME COURT OF THE STATE OF NEW YORK NEW YORK COUNTY PRESENT: GEOFFREY D.S. WRIGHT PART 47 Justice SLM PRIVATE CREDIT STUDENT LOAN TRUST VL FUNDING LLC Plaintiff-Petitioner(s) I MOTION DATE MOTION SEQ. NO. 1_ MOTION CAL. NO. CHRIS GUZZO, Defendant-Respondent(s) The following papers, numbered 1 to 3 were read on this motion tolfor extend time to answer I PAPERS NUMBERED Notice of Motion! Order to Show Cause Affidavits Exhibits" Answering Affidavits Exhibits . I 2 Replying Affidavits 3 Memorandum Cross-Motion: Yes No Upon the foregoing papers, it' Is ordered that this motion by the Defendant to dismiss the complaint Is denied, alplo. ,1 ?Wm? n. I Dated: June 20. 2016 AIHQ WRIGHT J.S.C. Check one: FINAL DISPOSITION NON-FINAL DISPOSITION Check if appropriate: DO NOT POST 68 lof3 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF NEW YORK: Part 47 SLM PRIVATE CREDIT STUDENT LOAN TRUST Index #654429/ 12 VL FUNDING, LLC, Motion Cal Motion Seq. #1 -against- Pursuant To Present CHRIS GUZZELLO, Hon. Geoffrey Wright . Judge, Supreme Court Defendant-Respondent(s) Recitation, as required by CPLR 2219(a), of the papers considered in the review of this Motion to: dismiss the complaint PAPERS NUMBERED Notice of Petition/Motion, Af?davits Exhibits Annexed 1 Order to Show Cause, Af?davits Exhibits Answering Af?davits Exhibits Annex 2 Replying Af?davits Exhibits Annexed 3 Cross?motion Exhibits Annexed Supporting Affidavits Memoranda Upon the foregoing cited papers, the Decision/Order on this Motion is as follows: The Defendant moves to dismiss the action which seeks to recover payments due on a college loan. Among the twenty-one affirmative defenses, none allege payment in full or in part, and none deny that the Defendant applied for and received the proceeds of the loan. The grounds for the motion are: (1) lack of standing; (2) failure to plead a debt collector license number; (3) no chain of custody of the debt; (4) unsigned promissory note; (5) lack of a disclosure statement; (5) lack of speci?city in its pooling agreement. As to grounds 1,2,3 and 5, the Plaintiff alleges that it is the original note holder. The disclosure statement is annexed to the opposing af?davit as exhibit It is dated November 6, 2006. The reply papers do not gainsay the exhibit. The Defendant does not submit, in his affidavit to, challenge any statement of fact in the opposition. 66 2of3 The reply papers concede the basic statements of fact in the opposing papers by its silence. Instead, the Defendant replies by arguing, without evidence, that the Plaintiff is not a legal entity or real party interest, and that the Plaintiff is not in possession of the promissory note. Beginning in November 2009, the Defendant began to receive notices of default without any apparent objection. The history of the note is annexed to the opposing papers as exhibits through For motion purposes, the standing of the Plaintiff lS estab?1shed Any further questions are for discovery. The motion to dismiss 1s deniw mem n. WRIGHT Dated: June 20, 2016 A 67 3of3