CENTRAL BANK OF CYPRUS FMBE BANK FBME CARD SERVIC LTD AFFIDAVIT 0F ALEC STEVEN LEIGHTON I Alec Steven LEIGHTON. Lundun- Unned ngdum MAKE DATE AND SAY fullth 1m:qu Man 1. mu freelance \peuulh| men.ng In July 2014 I We working lur DAngMe Cumulune Lunuedun en mnfunhe'hnrehulde kmeed.l -- Our were to cunduu 1m muependem Union relmun FEME Bunk um] FBME cme Serucm The benk mu recemly been me mbjeu 0L1 Home |~>ued b3. the Crime>> Enforcement Nemurk the Us mu had been Aumed of bemg filmnuul Immnuun ul money laundering concern and were >eekmg Invoke the Elm Speml under me Seenun 3 ll of me Au to prexem me bunk mhm'mg Any Ame" |u|he us Apart from hemg A geneml .meugmur experienced the gnhenng. L'ullnung. unulyung. :mewng and demlupmg of endeme um] melbgenee. my xpeuullfl 12/07/2015 mum-um mm gationo :muhmm migle ruptPrart a UK Bribery Au hm "annual Money Launde 1111' 1mm. and odm' rtgulnlm'y [mm It film." mm iudm >pcnfic rtgulnuam. 1 [In inwmgauan mer "hm mmpanin or indix'dualn :ulaltd bwurhlc Inli bad' \unr Mmhel 5m (who mlnemnm referred hmhelf 4e demel SW. for example. on hh buune>> mrd>L 1"Michel Saab". and |uge|her Mm Fund 5m and Fad! Snub. me "Snahs'vr ll [run-red nhe Lundun Pulm: 1977. and worked the Crururml ACID) Deteuwe Cummble and A Deteclne 12/07/2015 Sergeant. me Hm 1 Wm "mum of me Cnme Sund m: Drug Sund xpenl mun prnud of um: lnembrr of the [mermuumll Jan .nmnranlne Dermmem MNew sJ-unJml YerwhmueJu During mm many llm|l|r mum muludmg mel murder .m Jung-m Jnu other mum mum Inrludmg ereJ {mm mm um.er . mm M, I ulh Jnu urgm'mrd mm lulm mm become Drk'cme lmpecmr 10 but mu mu hm. pmmuled brfure 1 m1 |he pullce In June 19% 163 Soon after Nigel'x approaches L|ln her anxhfimuum and her Hanan] and mm Unnenmm rhe L's. Michel |uld |he >tr1cte\t> phone and Med 10 |n|ervxew chhel |hr1| he and Lu" keep me rmmer umfidenuul [or rhe hen-Ag. lluld him um II neremry to take Mum: when men we would rreed gnher the evidence quickly the um beIure Vuh delem] or hm 193 On numerum we experienced .munm Immy 0| Much were mmur nature. where the mierference m1 (nucnmx magma be deugneu to undermine um] delnumlne |he m1 |he pmrmumh um we mu mmxluced, Mmur .mmnum are mm.ng hm when "my were cumum in "my were Mm chhel. It became debthung m1 mhed mmMwhel 5m regudmg hn comm" "nemean and nnderhumled meth In much ul A \emnwe Am] pmlemuml puwble bm he mm very good at dealing w|Lh mu an. An). >u> um] |ex|menug8\ from Mwhel followed uhhuugh |he we often Bhunrlned' ml were muully lulluwed up by A elmhm Ur mer unmher mum "mm 195 We nlel \umeume dfterwunh 11m] dlecuwed and agreed on lemmg 11>> 1o conduct M1 .ndependenl followed by e.ndd uu|lmmg 1m nnenoon |unu| unarfen: wl|huunnve>l1gd|lun~ eonpled .11. ndenldl oldny Uhemerfl 111 me ulleguhulh (Exhibil 54L W||hm l. \hun penod ul lnne. ls>> don 24 noun. he would find nnolher my to |n|erfere 11111] (unnul nmflen, Muheh enml Mn \em 1o >e\eml people A me bank and 11>> (Untem Wm \uch 11m deb deked me Mm had happened 1o enme Mnhel to vlrne men M1 emol. my upmlun. Mn mlher odd 111 mell uuld lme expeded to love mked Mlchel helure .ne 1 deal w1|h lneldenl .n more delml later 111 lb>> elnlemenl. 197 Anolher of Mlchel'e methodology dud leek ol or develupmg Infunmmun 11nd v.11>> eudenl when on "Mug" 2014 we were ddvhed by mun-e 111111111-- --W Mung .1, wed .1. _.n.mnel And me Nome. - 53 12/07/2015 w: mmumu enquiry m; puma tun respunw Ms and < 2VLBoard as Dir 4 um der' '0 \'qunImiIv su>ptnd [hcir Arquuing with [ialncnan and men pp!) mm- be mum alalam' 223. Hming. at um stage. no! seen me Board Mccling Minutes. othc took more thI 2 years In achieve following 'volunlmy' suspension, 1 asked mid Ins opinion ns wk) he Khauglu mm in had taken so long for Visa iL He jusx at me wryl). shrugged 1ns shoulders shook his head in rmigualion .nndc common! In effect um he believed men: were 'dmk conspimmrinl. monvnm forces' probobl, had hand me dcci 4km, 224. l-'aridtold um um ne so about what Iocnusc mmucs lose ns Visa Acquinng Liecnee man he had me report locked in his safe uccm hawn iuaan bod 1hr umluml |he repurh um: mm the, reumwd m1 ernumlnerce menmnu um uf mm [m men-mun Una 274 Once we mu van |hen our m|en||un nu Qumn Enmnuel < um the bunk mu mmected mum |huruugh "Dunne mdependem and hudldennfied \unum unumul|8> m1 whhed to <<1:43pm {or flu: purpthe ul \eekmg Deferred Agreemem mm 4} many u|her mu dune before |heln lme uh ~81Lregul?|ury pmcedurm, 74 12/07/2015 rm rrnewed "mm um Wm clearly dxfixcuh lur Mhhel Sm: m1 hr m1: hump mm truth. Mnhe cum-um Ahumuurupmmn>> rrlnuumhlp mm-- mm] recened lrum hun (In -- hemld "(my new [7mm Ilmlu': 'uumlu wmzumm 1mm: _Ihumgh m: mam]; whim "th1 impzmu m: anm _1u cd u. Cyprus in I11: ensuing and Michel immediame mc uud-uud Io come round [0 flat 460 us. He lumcd up with bag of cake, uud duuk,~ uud sald [hm hc wanmd [0 [cl] us ubam himluuausmp "uh--mldhaw it had developed. 315. Michel added [1m he wixh in New York when-- mccliug with-- They then want wixh-m his prime unycd in me-- -- us th he had 111$ own hotel bill, Michel want on [a oulliuc the [up slaling um he had vimcd -Jusmc3! 7. chhel ulm \hued hum: mm-huu~e hke a huge "nun me The "11' were 1mm vu|h menu dxfferem wpe>> nmnm. commando type m1 ummumhun, Michel mud (hm-clearly knew how handle gun>> m1 he Med Mm expenem mm mm "mummy - meged hm ml "w "m 11/ um gum Alamo, up ml mm mm mm" the 5mm One wondermum.>> in me Nome nude reference mm 2001' hqu < 376. pmuded me mm Mow um. emu nenuum um "pm m1 mm>> mm mm>> um required [unher .memgmun The hm: lxkely 1m 10 moms: mu [mm Mmexcm and he med mm FEMECS Ag undenlme acmuny from me Mmercm mm, - mum] um |he Cummenh mm be gm" mum (unndemuun may he unmher repmuun mu: like me ream on: uh VM. qud Rum: 14 mum higher "ml the European qud Rum Inn" and um MnuerCAmlk ~y~|em triggered when me mm; mm>> 2.5 mm. 124 I 2/07/20] 5 430, re.erned n. Cypru>> on .he e.en.ng of 2014 end [unum ebue. .he .he. we were reung, mnmded Fed. Seeh on Mnernher end de.nended meeting weh him e. deel w..h .he The meeung Wm errenged for .he lnummg ul Fr.dev7mN.nen.her _eerne .he meeung w..h me We were n.ede u| uumde .n .he recepnun eree lur qmle before Mnhel Seeh mme out from Fedh end welked pet>| wuhum 1001011ng he welked pinthe mud "Emu, I .Amumed .he. whdu we hed heen wmung 0mm]: Mn-hel hed heen .n .he office wuh hn re.her probably mm wuh vernd end 'puhun'. We wen. Fed.x~ office end he requexted .he. Fer.d em. he prexem we were heppv e. egree m. men .he unheL Fed. wen. on .he Muck .he. he hed nu .dee whe. we were dun-Ag. whe. we were hoping to eeh.e.e. .he. he hed Muted |humund~ on .eh.e..ng nu|hmge end >0 wen. on We 1e. mm he.e my. [Wm prepunng nw e. enmek heek whe_ hed .he en..re penud ul hed been verv qule| herdrwurker-xuddenly reered up end edd Fed. how wrung he w. .. verydeunhn Fed. hed clearly heen 'pununed' >011 who we were huxy flying to delend even Ihuugh M.ehe1 |huught .he. we were trying n. eunvne h..n We >ugge>|ed .he. .n he .here {Benson furlv'luhel',~ [flunk .he. Fed. penmculurly .eken eheek hv .he eneek from - re.her men from me go. .he eenm Very werewuneuv end umneumly,F.1mJ d.dn'. mety .neeh. d.d ge. .n .he meenng .he. We>> my bmhdey .he. dev >0 Fed. wen. end buugh| on. Luge bouleul ..n.ege hmnd). end ordered Mum: fund n. he bruugh| .n We .hen hed verve..n..v.e1.nee..ng end drunk e. lezm .he bunle ul wm .he neenrefl .he. we were gumg ge| undpulugy {mm Fed. 438 We lhen wenl up lo Fdnd'S office and "anal dreeaenng Lhe plan>> ror |uwdrd> Selfrrepomng once we had eompleled Lhe llnex oalhned rn oar [uvexuguuon Plan and lhe lnkemguuom we were curremly deahng yynh. We lold Fand lhal we were really plemed aboal whal had lull] In ln relanon |u lhe dne repun lhal She had lur and Lhul ekmenee cleared up a mnudemble concern lhal we had. rand looked al ae qnmnally and Wm equally empneed by lhe mfummuon. l-le ealled umee non. ha boardroom and dSked to wane up and yorn whreh She Fand eard lo her lhal we had luld Lhul She had a me lu- Wan greal new> l-le dSked lo gel lhe me and hung up lo San] "Wham Now" and Fand polnely eard pledS wenl uul orlhe olme Nrgel and luoked al eaeh olher and could lell lhal he wae lhe Same in me. la . lhere wmn' a me, nae gone ror a eunnderable amunnl or llme Fand ealled drdn'l get an umwer on olme eklennon Aner ubum 30.10 relnrned 3 or 4 \heeh ul paper 2 page were lhe Mime repon le| in drllerenl Slugm and a copy or-- .pu\>pur| lhe baek page The repun Wan grammalnally yery pour and noneed lhal boLh page>> were bolh daled un 14'"Nuyember 2014, II Wan embarrawng. could!" beheye lhal Ldn. who deSplle lhe [scam revelanlom ubum her {dlxe qudllficanlom and her rengnanon. Wan Sull operuung lhe Group Head or Comphanee Wm .Alxu mmumled by her prudumng yel anolher fdlxe doenrnenl |u Lhe or lhe bank ln oar preSence, l-low She |huugh| whal She prodneed could be Cal-lumen! ae a due KYC repun mlounded me ae had Seen a lol olher preklom work whreh Wan ora yery good Nrgel qamed her ubulfl and She became uggremxwe and dam-lube, She Ham] lhal She had emmh belween her and Mabel Saab on lhe Subjeu She refined lo ehuw ngel Lhe small!>> bm agreed |u ehuw lhenr |u me The small>> were >0 ummprewlve ean'l really reeall Lherr eonlenl wae Shuckell and dldn'| know what lu my, ean'l eyen remember how lhe meehng Wan broughl |u a clme became I Vuh laken aback by Lhe uldauon, 1er Alone "Group Hem] ul Wm clear [mnnhe botched u||emp| r1! (reunng Lube. beekedered due dlhgence me {Ur--m cullunun mm Muhel 5m um her pmmun the bunk Wm >enuu>ly and \he really <>Judgemem \enum duuhL We hm: MnL'e lumed um deapne me 3 Inumh Home penude er relnmm puulmn 4| me bunk um dry. are brink dearly e11 of me 'red lug" um exmed mu um em, I produce A copy on me Hogan Suhmhuun dated 22" Sepmmher 20H Exllihil 44: nmeneu th n- Landon mm um ewnm" mgemer uh Nigel - _Aml and 5m order fur II: n- mart up mm Hagen Lmell>> yen Lumlun 1hr We um- hulh Emu 5m and -- remung me um "e ma been L'umlucung erIed rump") 4| um] Jr'mnged mm thenen mummg Lhe Hum Lmell>> an 4| Hulhum \"mdur| Lumlun. 5mm on Before me Signed [38 12/07/2015 Commissioner for oaths AS 139 12/07/2015 CENTRAL BANK OF CYPRUS - V- FMBE BANK LTD/ FBME CARD SERVICES LTD AFFIDAVIT OF ALEC STEVEN LEIGHTON