New Entrant Report   U.S. Office of Government Ethics; 5 C.F.R. part 2634   Form Approved: OMB No. (3209-0001) (March 2014)

Executive Branch Personnel
Public Financial Disclosure Report (OGE Form 278e)
Filer's Information
MARZOL, ADOLFO
Senior Advisor, Department of Housing and Urban Development
Date of Appointment: 05/08/2017
Other Federal Government Positions Held During the Preceding 12 Months:
None

Electronic Signature - I certify that the statements I have made in this form are true, complete and correct to the best of my knowledge.
/s/ MARZOL, ADOLFO [electronically signed on 06/03/2017 by MARZOL, ADOLFO in Integrity.gov]

Agency Ethics Official's Opinion - On the basis of information contained in this report, I conclude that the filer is in compliance with applicable laws and regulations
(subject to any comments below).
/s/ Allen, Lindsey, Certifying Official [electronically signed on 07/13/2017 by Allen, Lindsey in Integrity.gov]

Other review conducted by
/s/ Smith Johnson, Tiffanie R, Ethics Official [electronically signed on 07/06/2017 by Smith Johnson, Tiffanie R in Integrity.gov]

U.S. Office of Government Ethics Certification

Data Revised 07/13/2017

 Data Revised 07/06/2017

Data Revised 07/05/2017

Data Revised 06/29/2017

Data Revised 06/12/2017

1. Filer's Positions Held Outside United States Government
#

ORGANIZATION NAME

CITY, STATE

ORGANIZATION
TYPE

POSITION HELD

FROM

TO

1

Essent Group Ltd

Hamilton,
Outside U.S.

Corporation

Member Board
of Directors

5/2016

5/2017

2

Essent Group Ltd.

Hamilton,
Outside U.S.

Corporation

Senior Policy
Advisor,
Housing
Finance

9/2016

5/2017

3

Essent US Holdings

Radnor,
Pennsylvania

Corporation

EVP/Vice
Chairman

6/2009

4/2015

4

Family Charitable Trust

McLean, Virginia

Charitable
Remainder
Trust

Trustee

9/2015

Present

5

Marzol Enterprises, LLC

McLean, Virginia

Corporation

Managing
Member

8/2006

Present

INCOME TYPE

INCOME
AMOUNT

See Endnote

2. Filer's Employment Assets & Income and Retirement Accounts
#

DESCRIPTION

EIF

VALUE

1

Essent Group Ltd (ESNT) Common Stock

N/A

$100,001 $250,000

2

Essent Group Ltd

N/A

3

Goldman Sachs High Yield Instl (GSHIX)

Yes

$250,001 $500,000

$15,001 $50,000

4

Vanguard Interm-Term Invmt-Grade Inv
(VFICX)

Yes

$250,001 $500,000

$15,001 $50,000

5

Vanguard High-Yield Corporate Inv (VWEHX)

Yes

$250,001 $500,000

$15,001 $50,000

6

John Hancock Income Fund R2 (JSNSX)

Yes

$15,001 $50,000

$201 - $1,000

None (or less
than $201)
Director
Fees/Salary

$97,500

 #

DESCRIPTION

EIF

VALUE

7

Marzol Enterprises, LLC (A mortgage finance
advisory firm that ceased activity in 2010. )

N/A

$15,001 $50,000

INCOME TYPE

INCOME
AMOUNT
None (or less
than $201)

3. Filer's Employment Agreements and Arrangements
#

EMPLOYER OR PARTY

CITY, STATE

STATUS AND TERMS

DATE

1

Essent US Holdings via Insperity Retirement
Services

Radnor,
Pennsylvania

I will not participate in this defined contribution plan
after my separation.

9/2016

2

Essent Group, Ltd.

Hamilton,
Outside U.S.

Restricted stock grant dated Feb. 2017 with 1 year
vesting. Entire grant forfeited upon resignation from
Essent on May 6, 2017.

2/2017

4. Filer's Sources of Compensation Exceeding $5,000 in a Year
#

SOURCE NAME

CITY, STATE

BRIEF DESCRIPTION OF DUTIES

1

Essent Group Ltd.

Hamilton,
Outside U.S.

Attend Board Meetings; provide Essent management advice and
guidance on housing finance policy and other activities as requested.

2

Essent US Holdings

Radnor,
Pennsylvania

Serve as Executive Vice President with various responsibilities as
member of senior management team.

5. Spouse's Employment Assets & Income and Retirement Accounts
#

DESCRIPTION

EIF

VALUE

INCOME TYPE

INCOME
AMOUNT

1

Fidelity Capital & Income (FAGIX)

Yes

$15,001 $50,000

$1,001 - $2,500

2

Goldman Sachs High Yield Instl (GSHIX)

Yes

$100,001 $250,000

$5,001 - $15,000

3

Fidelity High Income (SPHIX)

Yes

$15,001 $50,000

$1,001 - $2,500

 6. Other Assets and Income
#

DESCRIPTION

EIF

VALUE

INCOME TYPE

INCOME
AMOUNT

1

Family Trust #1

No

1.1

Northwestern Mutual Whole Life Policy

N/A

$100,001 $250,000

Dividends

$2,501 - $5,000

2

U.S. Bank Account #1 (cash)

N/A

$100,001 $250,000

Dividends
Interest

$201 - $1,000

3

VA529 Plan #1

No

$50,001 $100,000

$5,001 - $15,000

3.1

2021 Portfolio

Yes

$50,001 $100,000

$5,001 - $15,000

4

VA529 Plan #2

Yes

$1,001 - $15,000

$201 - $1,000

4.1

Stable Value Fund

Yes

$1,001 - $15,000

$201 - $1,000

5

Family Trust #2

No

5.1

iShares Intermediate Credit Bond ETF (CIU)

Yes

$250,001 $500,000

$5,001 - $15,000

5.2

iShares Interm Government/Credit Bd ETF
(GVI)

Yes

$100,001 $250,000

$5,001 - $15,000

5.3

Fidelity Government Money Market Fund
(SPAXX)

Yes

$1,001 - $15,000

None (or less
than $201)

5.4

Vanguard Interm-Term Corp Bd ETF (VCIT)

Yes

$500,001 $1,000,000

$15,001 $50,000

5.5

Vanguard Interm-Term Invmt-Grade (VFICX)

Yes

$250,001 $500,000

$15,001 $50,000

5.6

Vanguard High-Yield Corporate Inv (VWEHX)

Yes

$250,001 $500,000

$15,001 $50,000

5.7

Essent Group Ltd Common (ESNT)

N/A

None (or less
than $1,001)

See Endnote

Capital Gains

$50,001 $100,000

 #

DESCRIPTION

EIF

VALUE

INCOME TYPE

INCOME
AMOUNT

6

U.S. Bank Account #2 (cash)

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

7

U.S. Bank Account #3 (cash)

N/A

$50,001 $100,000

Interest

$1,001 - $2,500

8

U.S. Bank Account #4 (cash)

N/A

$250,001 $500,000

Interest

$5,001 - $15,000

9

U.S. Bank Acount #5 (cash)

N/A

$100,001 $250,000

Interest

$2,501 - $5,000

10

U.S. Bank Account #6 (cash)

N/A

$1,001 - $15,000

None (or less
than $201)

11

U.S. Bank Account #7 (cash)

N/A

$1,001 - $15,000

None (or less
than $201)

12

U.S. Bank Account #8 (cash)

N/A

$250,001 $500,000

Interest

$5,001 - $15,000

13

U.S. Bank Account #9 (cash)

N/A

$15,001 $50,000

Interest

$1,001 - $2,500

14

U.S. Bank Account #10 (cash)

N/A

$250,001 $500,000

Interest

$5,001 - $15,000

15

U.S. Bank Account #11 (cash)

N/A

$1,001 - $15,000

16

Albamarle, VA Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

17

Alexandria, VA Ser 2014B Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

18

Alexandria, VA Sr 2015B Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

19

Arizona State Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

20

Arlington County VA Bond

N/A

$250,001 $500,000

Interest

$15,001 $50,000

21

Austin TX Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

22

Brookhaven, NY Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

23

Broward County FL Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

None (or less
than $201)

 #

DESCRIPTION

EIF

VALUE

INCOME TYPE

INCOME
AMOUNT

24

Chesterfield Cnty VA Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

25

Corona-Norco CA Bond

N/A

$1,001 - $15,000

26

Culpepper Cnty VA Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

27

Denton Cnty TX Bond

N/A

$15,001 $50,000

Interest

$201 - $1,000

28

District of Columbia GO Bond

N/A

$15,001 $50,000

Interest

$1,001 - $2,500

29

District of Columbia Rev Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

30

Durham Cnty NC Bond

N/A

$15,001 $50,000

Interest

$201 - $1,000

31

Fairfax Cnty VA Econ Dev Auth Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

32

Fairfax Cnty VA INDL Dev Auth Rev Bond

N/A

$15,001 $50,000

Interest

$1,001 - $2,500

33

Fairfax Cnty VA INDL Rev Bond Ser. B

N/A

$1,001 - $15,000

Interest

None (or less
than $201)

34

Florida State Dept Mgmt Svcs Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

35

Florida State TPK Auth Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

36

Forsyth Cnty GA Bond

N/A

$15,001 $50,000

Interest

$1,001 - $2,500

37

Hamilton Cnty TN Bond

N/A

$15,001 $50,000

Interest

$1,001 - $2,500

38

Hampton VA Bond

N/A

$250,001 $500,000

Interest

$15,001 $50,000

39

Henrico Cnty VA Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

40

Huntington NY Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

See Endnote

None (or less
than $201)

 #

DESCRIPTION

EIF

VALUE

INCOME TYPE

INCOME
AMOUNT

41

Huntsville AL Bond

N/A

$15,001 $50,000

Interest

$1,001 - $2,500

42

Irving TX Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

43

Lamar TX Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

44

Lexington-Lafayette Cnty KY Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

45

Loudon Cnty VA 2011A Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

46

Mansfield TX Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

47

Maryland St Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

48

Metro Council Minn MN Bond

N/A

$15,001 $50,000

Interest

$1,001 - $2,500

49

Miami-Dade Cnty FL Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

50

Mtn View CA Bond

N/A

$1,001 - $15,000

51

NY State Enviro Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

52

NY State Urban Dev Corp Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

53

Newport News VA Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

54

Norfolk VA Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

55

Pennsylvania State Bond

N/A

$100,001 $250,000

Interest

$15,001 $50,000

56

Plano TX Sch Dist Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

57

Portsmouth VA Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

58

PG Cnty MD Bond

N/A

$15,001 $50,000

Interest

$1,001 - $2,500

59

Richmond VA Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

60

Riverside VA Auth Rev Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

See Endnote

None (or less
than $201)

 #

DESCRIPTION

EIF

VALUE

INCOME TYPE

INCOME
AMOUNT

61

Seminole Cnty FL Rev Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

62

Texas A&M Univ Bond

N/A

$1,001 - $15,000

Interest

None (or less
than $201)

63

University of TX Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

64

Venice FL Rev Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

65

VA Beach VA Dev Auth Bond

N/A

$100,001 $250,000

Interest

$2,501 - $5,000

66

VA College Bldg Auth Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

67

VA Commonwealth Transn Ser 2012 Bond

N/A

$15,001 $50,000

Interest

$201 - $1,000

68

VA Commonwealth Transn Ser 2014 Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

69

VA State Ser 2014A GO Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

70

VA State GO Ser 2015B Bond

N/A

$250,001 $500,000

Interest

$5,001 - $15,000

71

VA State Housing Dev Auth Rental Ser 2015A

N/A

$1,001 - $15,000

Interest

$201 - $1,000

72

VA State Public Bld Auth Ser 2012A Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

73

VA State Pub Bldg Auth Ser 2015A Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

74

VA State Pub Bldg Auth Rev Ser A Bond

N/A

$250,001 $500,000

Interest

$15,001 $50,000

75

VA State Pub Bldg Auth Ser 2015A 2025
Bond

N/A

$250,001 $500,000

Interest

$15,001 $50,000

76

VA State Pub Sch Auth Ser 2009B Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

77

VA State Public Sch Auth Sr 2015B Bond

N/A

$100,001 $250,000

Interest

$15,001 $50,000

78

VA State Pub Sch Auth Ser 2012 Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

79

VA State Pub Sch Auth Mat 2023 Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

 #

DESCRIPTION

EIF

VALUE

INCOME TYPE

INCOME
AMOUNT

80

VA State Pub Sch Auth Ser 2008

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

81

VA State Clean Wtr Rev Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

82

VA State Infra Rev Ser 2011B Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

83

VA State Infra Rev Ser 2010 Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

84

VA State Infra Rev Ser 2013A Bond

N/A

$100,001 $250,000

Interest

$5,001 - $15,000

85

VA State Infra Rev Mat 2018 Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

86

VA State Infra Rev Ser 2012B Bond

N/A

$15,001 $50,000

Interest

$1,001 - $2,500

87

VA State Infra Rev Mat 2023 Bond

N/A

$1,001 - $15,000

Interest

$201 - $1,000

88

Washington State Ser 2012D Bond

N/A

$1,001 - $15,000

Interest

None (or less
than $201)

89

Washington Subn San Dist MD Bond

N/A

$1,001 - $15,000

Interest

None (or less
than $201)

90

Fairfax Cnty VA Ser 2012 Bond

See Endnote

N/A

None (or less
than $1,001)

Interest

$5,001 - $15,000

91

Ioaw State Ser 2001 Bond

See Endnote

N/A

None (or less
than $1,001)

Interest

$2,501 - $5,000

92

VA Beach VA GO Ser 2008 Bond

See Endnote

N/A

None (or less
than $1,001)

Interest

$5,001 - $15,000

93

VA State Res Infra Auth Ser 2010C Bond

See Endnote

N/A

None (or less
than $1,001)

Interest

$2,501 - $5,000

94

Cash (Master Joint Brokerage)

N/A

$100,001 $250,000

Interest

None (or less
than $201)

95

Adobe Systems Incorporated - Common
Stock (ADBE)

N/A

$15,001 $50,000

None (or less
than $201)

96

Amazon.com Common Stock (AMZN)

N/A

$1,001 - $15,000

None (or less
than $201)

 #

DESCRIPTION

EIF

VALUE

INCOME TYPE

INCOME
AMOUNT

97

Crown Castle Intl Corp Common Stock (CCI)

N/A

$15,001 $50,000

Dividends

$201 - $1,000

98

Celgene Corporation - Common Stock
(CELG)

N/A

$50,001 $100,000

99

CME Group Inc. - Class A Common Stock
(CME)

N/A

$50,001 $100,000

100

Electronic Arts Inc. - Common Stock (EA)

N/A

$50,001 $100,000

101

Equinix, Inc. - Common Stock (EQIX)

N/A

$15,001 $50,000

102

Alphabet Inc Cap Stk CL C (GOOG)

N/A

$15,001 $50,000

103

Alphabet Inc Cap Stk Cl A (GOOGL)

N/A

$50,001 $100,000

Capital Gains

$1,001 - $2,500

104

Intuit Inc. - Common Stock (INTU)

N/A

$15,001 $50,000

Dividends

$201 - $1,000

105

Mastercard Inc CL A Common Stock (MA)

N/A

$15,001 $50,000

Dividends

$201 - $1,000

106

Microsoft Corporation - Common Stock
(MSFT)

N/A

$15,001 $50,000

Dividends

$201 - $1,000

107

QUALCOMM Incorporated - Common Stock
(QCOM)

N/A

$15,001 $50,000

Dividends

$1,001 - $2,500

108

VISA Inc Common Class A (V)

N/A

$50,001 $100,000

Dividends

$201 - $1,000

109

Walgreen Boots Alliance Inc Common Stock
(WBA)

N/A

$15,001 $50,000

Dividends

$1,001 - $2,500

110

QVC Group Class A Common (QVCA)

N/A

None (or less
than $1,001)

Capital Gains

$1,001 - $2,500

111

Amadeus IT Group SA ADR (AMADY)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$5,001 - $15,000

112

Broadcom Ltd Common Stock (AVGO)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$5,001 - $15,000

None (or less
than $201)
Dividends

$5,001 - $15,000
None (or less
than $201)

Dividends
Capital Gains

$5,001 - $15,000
None (or less
than $201)

 #

DESCRIPTION

EIF

VALUE

INCOME TYPE

INCOME
AMOUNT

113

Bunzl PLC ADR (BZLFY)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$2,501 - $5,000

114

eBay Inc (EBAY)

See Endnote

N/A

None (or less
than $1,001)

Capital Gains

$1,001 - $2,500

115

CGI Group Inc A (GIB)

See Endnote

N/A

None (or less
than $1,001)

Capital Gains

$5,001 - $15,000

116

Julius Baer Gruppe AG ADR (JBAXY)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$1,001 - $2,500

117

L Brands Inc Common Stock (LB)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$2,501 - $5,000

118

Novo Nordisk A/S ADR (NVO)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$15,001 $50,000

119

Novartis AG ADR (NVS)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$1,001 - $2,500

120

RELX PLC ADR (RELX)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$5,001 - $15,000

121

Roche Holding AG ADR (RHHBY)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$2,501 - $5,000

122

Sky PLC ADR (SKYAY)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$1,001 - $2,500

123

Smith & Nephew PLC ADR (SNN)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$2,501 - $5,000

124

Teva Pharmaceutical Industries Ltd ADR
(TEVA)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$5,001 - $15,000

125

WPP PLC ADR (WPPGY )

See Endnote

N/A

None (or less
than $1,001)

Capital Gains

$5,001 - $15,000

126

Goldman Sachs Short Dur T/F Instl (GSDUX)

See Endnote

N/A

None (or less
than $1,001)

Dividends
Capital Gains

$1,001 - $2,500

127

Fidelity Government Money Market Fund
(SPAXX)

Yes

$100,001 $250,000

$201 - $1,000

128

iShares Russell 2000 (IWM)

Yes

$250,001 $500,000

$5,001 - $15,000

 #

DESCRIPTION

EIF

VALUE

129

Vanguard High-Yield Tax-Exempt (VWAHX)

Yes

$1,000,001 $5,000,000

$15,001 $50,000

130

Vanguard Interm-Term Tx-Ex Inv (VWITX)

Yes

$1,000,001 $5,000,000

$15,001 $50,000

131

Fidelity Government Money Market Fund
(SPAXX)

Yes

$250,001 $500,000

$201 - $1,000

132

Goldman Sachs Emerging Markets Eq Instl
(GEMIX)

Yes

$100,001 $250,000

$1,001 - $2,500

133

iShares Interm Government/Credit Bd ETF
(GVI)

Yes

Over $1,000,000

$15,001 $50,000

134

iShares Interm Government/Credit Bd ETF
(GVI)

Yes

None (or less
than $1,001)

$5,001 - $15,000

135

iShares Gold Trust (IAU)

Yes

$15,001 $50,000

None (or less
than $201)

136

iShares Core MSCI Europe (IEUR)

Yes

$15,001 $50,000

None (or less
than $201)

137

iShares Core S&P Total US Stock Mkt ETF
(ITOT)

Yes

$250,001 $500,000

$5,001 - $15,000

138

iShares Core S&P US Value ETF (IUSV)

Yes

$100,001 $250,000

$2,501 - $5,000

139

SPDR® S&P Bank ETF (KBE)

Yes

$250,001 $500,000

$5,001 - $15,000

140

Vanguard FTSE Developed Markets ETF
(VEA)

Yes

Over $1,000,000

$15,001 $50,000

141

Vanguard Total Stock Market ETF (VTI)

Yes

Over $1,000,000

$15,001 $50,000

142

Vanguard Total International Stock ETF
(VXUS)

Yes

$500,001 $1,000,000

$15,001 $50,000

143

Health Care Select Sector SPDR ETF (XLV)

Yes

$15,001 $50,000

None (or less
than $201)

144

iShares Core MSCI Total Intl Stk ETF (IXUS)

Yes

None (or less
than $1,001)

$201 - $1,000

See Endnote

See Endnote

INCOME TYPE

INCOME
AMOUNT

 #

DESCRIPTION

145

iShares MSCI EAFE ETF (EFA )

146

Bristol-Myers Squibb Company (BMY)

147

U.S. Brokerage Account (UTMA)

No

147.1

iShares MSCI EAFE Index ETF (EFA)

Yes

$15,001 $50,000

$1,001 - $2,500

147.2

iShares Trust Core MSCI Europe ETF (IEUR)

Yes

$15,001 $50,000

$201 - $1,000

147.3

Cash

N/A

$1,001 - $15,000

None (or less
than $201)

147.4

iShares Core S&P Total U.S. Stock Market
ETF (ITOT)

Yes

$15,001 $50,000

$201 - $1,000

147.5

iShares Russell 3000 Index ETF (IWV)

Yes

$50,001 $100,000

$1,001 - $2,500

148

Facebook Inc A (FB)

N/A

None (or less
than $1,001)

7. Transactions
(N/A) - Not required for this type of report

8. Liabilities
None

9. Gifts and Travel Reimbursements

EIF

VALUE

See Endnote

Yes

None (or less
than $1,001)

See Endnote

N/A

None (or less
than $1,001)

See Endnote

INCOME TYPE

INCOME
AMOUNT
None (or less
than $201)

Dividends
Capital Gains

Capital Gains

None (or less
than $201)

None (or less
than $201)

 (N/A) - Not required for this type of report

Endnotes
PART

#

ENDNOTE

1.

5

Marzol Enterprises, LLC provided consulting services from 2006 to 2009. No business has been
conducted since June 2009.

6.

5.7

All shares in Family Trust during reporting period were sold in 2016

6.

25

This is a zero coupon bond.

6.

50

This is a zero coupon bond

6.

90

This bond matured in 2016

6.

91

This bond matured in 2016

6.

92

This bond matured in 2016

6.

93

This bond matured in 2016

6.

111

All Holdings Sold in 2016

6.

112

All holdings sold in 2016

6.

113

All holdings sold in 2016

6.

114

All holdings sold in 2016

6.

115

All holdings sold in 2016

6.

116

All holdings sold in 2016

6.

117

All holdings sold in 2016

6.

118

All holdings sold in 2016

6.

119

All holdings sold in 2016

6.

120

All holdings sold in 2016

6.

121

All holdings sold in 2016

6.

122

All holdings sold in 2016

 PART

#

ENDNOTE

6.

123

All holdings sold in 2016

6.

124

All holdings sold in 2016

6.

125

All holdings sold in 2016

6.

126

All holdings sold in 2016

6.

134

All holdings by filer were sold in 2016

6.

144

All shares sold in 2016

6.

145

Dividend Income offset by capital loss.

6.

146

Capital losses offset dividend income, all shares sold in 2016.

6.

148

All shares sold in 2016, no dividend income and a capital loss taken on sale.

 Summary of Contents
1. Filer's Positions Held Outside United States Government
Part 1 discloses positions that the filer held at any time during the reporting period (excluding positions with the United States Government). Positions are reportable
even if the filer did not receive compensation.
This section does not include the following: (1) positions with religious, social, fraternal, or political organizations; (2) positions solely of an honorary nature; (3) positions
held as part of the filer's official duties with the United States Government; (4) mere membership in an organization; and (5) passive investment interests as a limited
partner or non-managing member of a limited liability company.
2. Filer's Employment Assets & Income and Retirement Accounts
Part 2 discloses the following:
●

●

Sources of earned and other non-investment income of the filer totaling more than $200 during the reporting period (e.g., salary, fees, partnership share,
honoraria, scholarships, and prizes)
Assets related to the filer's business, employment, or other income-generating activities that (1) ended the reporting period with a value greater than $1,000 or (2)
produced more than $200 in income during the reporting period (e.g., equity in business or partnership, stock options, retirement plans/accounts and their
underlying holdings as appropriate, deferred compensation, and intellectual property, such as book deals and patents)

This section does not include assets or income from United States Government employment or assets that were acquired separately from the filer's business,
employment, or other income-generating activities (e.g., assets purchased through a brokerage account). Note: The type of income is not required if the amount of
income is $0 - $200 or if the asset qualifies as an excepted investment fund (EIF).
3. Filer's Employment Agreements and Arrangements
Part 3 discloses agreements or arrangements that the filer had during the reporting period with an employer or former employer (except the United States
Government), such as the following:
●
●
●
●
●

Future employment
Leave of absence
Continuing payments from an employer, including severance and payments not yet received for previous work (excluding ordinary salary from a current employer)
Continuing participation in an employee welfare, retirement, or other benefit plan, such as pensions or a deferred compensation plan
Retention or disposition of employer-awarded equity, sharing in profits or carried interests (e.g., vested and unvested stock options, restricted stock, future share of
a company's profits, etc.)

4. Filer's Sources of Compensation Exceeding $5,000 in a Year
Part 4 discloses sources (except the United States Government) that paid more than $5,000 in a calendar year for the filer's services during any year of the reporting
period.

 The filer discloses payments both from employers and from any clients to whom the filer personally provided services. The filer discloses a source even if the source
made its payment to the filer's employer and not to the filer. The filer does not disclose a client's payment to the filer's employer if the filer did not provide the services
for which the client is paying.
5. Spouse's Employment Assets & Income and Retirement Accounts
Part 5 discloses the following:
●

●
●

Sources of earned income (excluding honoraria) for the filer's spouse totaling more than $1,000 during the reporting period (e.g., salary, consulting fees, and
partnership share)
Sources of honoraria for the filer's spouse greater than $200 during the reporting period
Assets related to the filer's spouse's employment, business activities, other income-generating activities that (1) ended the reporting period with a value greater
than $1,000 or (2) produced more than $200 in income during the reporting period (e.g., equity in business or partnership, stock options, retirement plans/accounts
and their underlying holdings as appropriate, deferred compensation, and intellectual property, such as book deals and patents)

This section does not include assets or income from United States Government employment or assets that were acquired separately from the filer's spouse's business,
employment, or other income-generating activities (e.g., assets purchased through a brokerage account). Note: The type of income is not required if the amount of
income is $0 - $200 or if the asset qualifies as an excepted investment fund (EIF). Amounts of income are not required for a spouse's earned income (excluding
honoraria).
6. Other Assets and Income
Part 6 discloses each asset, not already reported, that (1) ended the reporting period with a value greater than $1,000 or (2) produced more than $200 in investment
income during the reporting period. For purposes of the value and income thresholds, the filer aggregates the filer's interests with those of the filer's spouse and
dependent children.
This section does not include the following types of assets: (1) a personal residence (unless it was rented out during the reporting period); (2) income or retirement
benefits associated with United States Government employment (e.g., Thrift Savings Plan); and (3) cash accounts (e.g., checking, savings, money market accounts) at a
single financial institution with a value of $5,000 or less (unless more than $200 of income was produced). Additional exceptions apply. Note: The type of income is not
required if the amount of income is $0 - $200 or if the asset qualifies as an excepted investment fund (EIF).
7. Transactions
Part 7 discloses purchases, sales, or exchanges of real property or securities in excess of $1,000 made on behalf of the filer, the filer's spouse or dependent child during
reporting period.
This section does not include transactions that concern the following: (1) a personal residence, unless rented out; (2) cash accounts (e.g., checking, savings, CDs, money
market accounts) and money market mutual funds; (3) Treasury bills, bonds, and notes; and (4) holdings within a federal Thrift Savings Plan account. Additional
exceptions apply.

 8. Liabilities
Part 8 discloses liabilities over $10,000 that the filer, the filer's spouse or dependent child owed at any time during the reporting period.
This section does not include the following types of liabilities: (1) mortgages on a personal residence, unless rented out (limitations apply for PAS filers); (2) loans
secured by a personal motor vehicle, household furniture, or appliances, unless the loan exceeds the item's purchase price; and (3) revolving charge accounts, such as
credit card balances, if the outstanding liability did not exceed $10,000 at the end of the reporting period. Additional exceptions apply.
9. Gifts and Travel Reimbursements
This section discloses:
●
●

Gifts totaling more than $375 that the filer, the filer's spouse, and dependent children received from any one source during the reporting period.
Travel reimbursements totaling more than $375 that the filer, the filer's spouse, and dependent children received from any one source during the reporting period.

For purposes of this section, the filer need not aggregate any gift or travel reimbursement with a value of $150 or less. Regardless of the value, this section does not
include the following items: (1) anything received from relatives; (2) anything received from the United States Government or from the District of Columbia, state, or
local governments; (3) bequests and other forms of inheritance; (4) gifts and travel reimbursements given to the filer's agency in connection with the filer's official travel;
(5) gifts of hospitality (food, lodging, entertainment) at the donor's residence or personal premises; and (6) anything received by the filer's spouse or dependent children
totally independent of their relationship to the filer. Additional exceptions apply.

 Privacy Act Statement
Title I of the Ethics in Government Act of 1978, as amended (the Act), 5 U.S.C. app. § 101 et seq., as amended by the Stop Trading on Congressional Knowledge Act of
2012 (Pub. L. 112-105) (STOCK Act), and 5 C.F.R. Part 2634 of the U. S. Office of Government Ethics regulations require the reporting of this information. The primary use
of the information on this report is for review by Government officials to determine compliance with applicable Federal laws and regulations. This report may also be
disclosed upon request to any requesting person in accordance with sections 105 and 402(b)(1) of the Act or as otherwise authorized by law. You may inspect
applications for public access of your own form upon request. Additional disclosures of the information on this report may be made: (1) to any requesting person,
subject to the limitation contained in section 208(d)(1) of title 18, any determination granting an exemption pursuant to sections 208(b)(1) and 208(b)(3) of title 18; (2) to
a Federal, State, or local law enforcement agency if the disclosing agency becomes aware of violations or potential violations of law or regulation; (3) to another Federal
agency, court or party in a court or Federal administrative proceeding when the Government is a party or in order to comply with a judge-issued subpoena; (4) to a
source when necessary to obtain information relevant to a conflict of interest investigation or determination; (5) to the National Archives and Records Administration or
the General Services Administration in records management inspections; (6) to the Office of Management and Budget during legislative coordination on private relief
legislation; (7) to the Department of Justice or in certain legal proceedings when the disclosing agency, an employee of the disclosing agency, or the United States is a
party to litigation or has an interest in the litigation and the use of such records is deemed relevant and necessary to the litigation; (8) to reviewing officials in a new
office, department or agency when an employee transfers or is detailed from one covered position to another; (9) to a Member of Congress or a congressional office in
response to an inquiry made on behalf of an individual who is the subject of the record; (10) to contractors and other non-Government employees working on a
contract, service or assignment for the Federal Government when necessary to accomplish a function related to an OGE Government-wide system of records; and (11)
on the OGE Website and to any person, department or agency, any written ethics agreement filed with OGE by an individual nominated by the President to a position
requiring Senate confirmation. See also the OGE/GOVT-1 executive branch-wide Privacy Act system of records.
Public Burden Information
This collection of information is estimated to take an average of three hours per response, including time for reviewing the instructions, gathering the data needed, and
completing the form. Send comments regarding the burden estimate or any other aspect of this collection of information, including suggestions for reducing this
burden, to the Program Counsel, U.S. Office of Government Ethics (OGE), Suite 500, 1201 New York Avenue, NW., Washington, DC 20005-3917.
Pursuant to the Paperwork Reduction Act, as amended, an agency may not conduct or sponsor, and no person is required to respond to, a collection of information
unless it displays a currently valid OMB control number (that number, 3209-0001, is displayed here and at the top of the first page of this OGE Form 278e).

 Periodic Transaction Report   U.S. Office of Government Ethics; 5 C.F.R. part 2634

Executive Branch Personnel
Public Financial Disclosure Report:
Periodic Transaction Report (OGE Form 278-T)
Filer's Information
MARZOL, ADOLFO
Senior Advisor, Department of Housing and Urban Development

Electronic Signature - I certify that the statements I have made in this form are true, complete and correct to the best of my knowledge.
/s/ MARZOL, ADOLFO [electronically signed on 06/07/2017 by MARZOL, ADOLFO in Integrity.gov]

Agency Ethics Official's Opinion - On the basis of information contained in this report, I conclude that the filer is in compliance with applicable laws and regulations
(subject to any comments below).
/s/ Allen, Lindsey, Certifying Official [electronically signed on 06/28/2017 by Allen, Lindsey in Integrity.gov]

Other review conducted by
/s/ Smith Johnson, Tiffanie R, Ethics Official [electronically signed on 06/21/2017 by Smith Johnson, Tiffanie R in Integrity.gov]

U.S. Office of Government Ethics Certification

Transactions
#

DESCRIPTION

TYPE

DATE

NOTIFICATION
OVER 30 DAYS
AGO

AMOUNT

1

Essent Group Ltd. Common Stock (ESNT)

Sale

05/19/2017

No

$100,001 $250,000

 Endnotes
Summary of Contents
The 278-T discloses purchases, sales, or exchanges of securities in excess of $1,000 made on behalf of the filer, the filer's spouse, or dependent child. Transactions
are required to be disclosed within 30 days of receiving notification of a transaction but not later than 45 days after the transaction. Filers need not disclose (1)
mutual funds and other excepted investment funds; (2) certificates of deposit, savings or checking accounts, and money market accounts; (3) U.S. Treasury bills,
notes, and bonds; (4) Thrift Savings Plan accounts; (5) real property; and (6) transactions that are solely by and between the filer, the filer's spouse, and the filer's
dependent children.
Privacy Act Statement
Title I of the Ethics in Government Act of 1978, as amended (the Act), 5 U.S.C. app. § 101 et seq., as amended by the Stop Trading on Congressional Knowledge Act of
2012 (Pub. L. 112-105) (STOCK Act), and 5 C.F.R. Part 2634 of the U. S. Office of Government Ethics regulations require the reporting of this information. The primary
use of the information on this report is for review by Government officials to determine compliance with applicable Federal laws and regulations. This report may
also be disclosed upon request to any requesting person in accordance with sections 105 and 402(b)(1) of the Act or as otherwise authorized by law. You may inspect
applications for public access of your own form upon request. Additional disclosures of the information on this report may be made: (1) to any requesting person,
subject to the limitation contained in section 208(d)(1) of title 18, any determination granting an exemption pursuant to sections 208(b)(1) and 208(b)(3) of title 18; (2)
to a Federal, State, or local law enforcement agency if the disclosing agency becomes aware of violations or potential violations of law or regulation; (3) to another
Federal agency, court or party in a court or Federal administrative proceeding when the Government is a party or in order to comply with a judge-issued subpoena;
(4) to a source when necessary to obtain information relevant to a conflict of interest investigation or determination; (5) to the National Archives and Records
Administration or the General Services Administration in records management inspections; (6) to the Office of Management and Budget during legislative
coordination on private relief legislation; (7) to the Department of Justice or in certain legal proceedings when the disclosing agency, an employee of the disclosing
agency, or the United States is a party to litigation or has an interest in the litigation and the use of such records is deemed relevant and necessary to the litigation; (8)
to reviewing officials in a new office, department or agency when an employee transfers or is detailed from one covered position to another; (9) to a Member of
Congress or a congressional office in response to an inquiry made on behalf of an individual who is the subject of the record; (10) to contractors and other nonGovernment employees working on a contract, service or assignment for the Federal Government when necessary to accomplish a function related to an OGE
Government-wide system of records; and (11) on the OGE Website and to any person, department or agency, any written ethics agreement filed with OGE by an
individual nominated by the President to a position requiring Senate confirmation. See also the OGE/GOVT-1 executive branch-wide Privacy Act system of records.