U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT WASHINGTON, DC CERTIFICATE OF INDEBEBTEDNESS Danny Johnson Heart of Fire Ministries, Inc. 5101 Barnstowu Road Louisville, Kentucky 40291 Total debt due United States as of May 13, 2009: $1,565,986.89 I certify that US. Department of Housing and Urban Development records Show that the debtor named above is indebted to the United States in the amount stated above. At this time, interest has accrued on this debt. The claim arose as a result of the debtor?s failure to make payments on a loan with Stock Yards Bank and Trust. This loan was guaranteed by HUD through its Church Arson Loan Guarantee agreement between HUD and Stock Yards Bank and Trust. HUD received a letter dated November 25, 2008, from Michael Croce, Senior Vice President, Stock Yards Bank and Trust Co. requesting a Full Guaranty Payment from HUD as Guarantor of the captioned loan. Mr. Croce states that the request is made pursuant to Paragraph 8(c) of the Loan Guarantee Agreement dated November 21, 2006, entered into by the Bank and HUD. HUD had previously received from the Bank copies of the Bank?s acceleration letter to the church dated?October 14, 2008, and its notice of intent to acCelerate dated September 24, 2008. No payments were received from the debtor since the loan guarantee was signed by HUD and the Bank. Collection efforts have been unsuccessful to date as the church has ignored requests to pay the amount it owes the Department. Danny Johnson Heartof Fire Ministries, Inc. owes the Department 331,5 65,986.89. The Department believes collection of this amount has signi?cance beyond the actual dollar amount insofar as it will remove interest in this property. CERTIFICATION: Pursuant to 23 U.S.C. 1746, I certify under penalty of perjury that the foregoing is true and correct. WAR 2 2 2010 Mercedes Marquez, AsistSecretary Date EXHIBIT