JOSEPH SCHWARTZ PROFILE SUMMARY Joseph Schwartz was born and raised in Brooklyn, New York. He is married with four children. Mr. Schwartz began his professional career in 1986 as an independent insurance broker. During the next twenty-eight years, he has grown his insurance business to become one of the largest independent ?rms serving the health care industry. In addition, he has built a pro?table portfolio of real estate investments throughout the North East Region. INSURANCE In 1988 Mr. Schwartz founded Oxford Coverage Inc., an independent insurance brokerage ?rm primarily serving the health care industry. His client base encompasses hoSpitals, musing homes, assisted living facilities and the like. Oxford Coverage employs over thirty ?ve full-time workers through its New York and New Jersey o?ces. As one of the largest independent brokerage ?rms serving the health care industry, its client base extends to nearly every state in the United States. Its web site, I is one of the most visited site5 by entities seeking insurance coverage in the health care ?eld. Oxford Coverage gross premium in FY 2013 totaled in excess of one hundred and thirty million dollars Mr. Schwartz had the foresight to recognize the need to serve the health care industry with affordable health insurance coverage. He established Garden State Health Care Administrators Inc., a third party administration (TPA) company. As the costs of health insurance have been rising, the need for TPAs has grown substantially over the last ?ve years. Also, Mr. Schwartz has set up several risk management companies to help his clients control their insurance costs. WM APP P291 REAL ESTATE In 2003, Mr. Schwartz founded Kotel Management Corp., a New Jersey based real estate holding company. This corporation purchases and manages real estate investments in the North East Region. These holdings include residential, commercial and mixed use properties with locations in New York, New Jersey, Ohio and HEALTH CARE Mr. Schwartz founded Skyline Health Care, LLC in 2005 with the purpose of purchasing and managing health care facilities. For the past 10 years, he owned and managed six (6) healthcare facilities; three (3) are located in New Jersey and the other three (3) are located in The New Jersey facilities are Brookhaven Health Care Center, Hudsonview Health Care Center, and The Voorhees Care Rehabilitation Center. Moreover, the facilities are RC Operator/Willow Terrace, Care Center, and Spring?eld Residence/Canington Place. From November 2015 to current, he acquired 76 new healthcare facilities, Twenty (20) in the state of Arkansas, ?ve (5) in Florida, four (4) in Massachusetts, (3) in Kentucky, (1) in Tennessee, (22) in Nebraska and (15) in Kansas. Listed below is the breakdown of the 29 new facilities he now owns. Acqulsition date LEGAL NAME NAME MASSACHUSETTS I Hallmark Care and Rehabilitation 11, 1] 2015 Center, LLC Redford Village Care and 11/1/2015 Pope Street Realty SPE LLC - Rehabilitation Center, LLC . Highland Manor Care and 11/1/2015 Highland Ave Realty SPE LLC Rehabilitation Center, LLC Dighton Care, and Rehabilitation 11/1/2015 Center Street Realty SPE LLC Center, LLC FLORIDA . Aubumdale Oaks Care and 11/ 16/2015 Auburndale Oaks Holding LLC Rehabilitation Center, LL WM APP P292 if 11/16/2015 11/16/2015 11/16/2015 11/15/2015 ARKANSAS 12/1/2015 12/1/2015 12/1/2015 12/ 1/ 2015 12/ 1/ 2015 12/1/2015 12/1/2015 12/ 1/ 2015 ARKANSAS 4/1/2016 4/1/2016 4/1/2016 4/1/2016 4/1/2016 4/1/2016 4/1/2016 Palmetto Street Holding LLC Laurel Point Holding LLC West Jacksonville Holding LLC 15th Ave Holding LLC Creekside Health Holdings LLC White Hall Holdings LLC Batesville Holdings LLC Broadway Health Holdings LLC .lonesboro Holdings LLC Magnolia Health Holdings LLC Mine Creek Holdings LLC Searcy Holdings LLC Highlands of Fort Smith Holdings, LLC Highlands of Mountain View RCF Holdings, LLC Highlands of Mountain View Holdings, LLC Highlands of Little Rock Riley Holdings, LLC Highlands of Little Rock South Cumberland Holdings, LLC Highlands of Little Rock West Markham Holdings, LLC Highlands of North Little Rock John Ashley Holdings, LLC WM APP Clear Water Care and Rehabilitation Center, LLC Laurel Point Care and Rehabilitation Center, LLC West Jacksonville Care and Rehabilitation, LLC Atlantic Care and Rehabilitation Center, LLC Creekside Health and Rehab, LLC White Hall Health and Rehab, LLC Batesville Health and Rehab, LLC Broadway Health and Rehab, LLC Jonesboro Health and Rehab, LLC Magnolia Health and Rehab, LLC Mine Creek Health and Rehab, LLC Searcy Health and Rehab, LLC Highlands of Fort Smith Therapy and Living Center Highlands of Mountain View Residential Care Center Highlands of Mountain View Therapy and Living Center Highlands of Little Rock at Woodland Hills Therapy and Living Center Highlands of Little Rock at Climberiand Therapy and Living Center Highlands of Little Rock at Midtown Therapy and Living Center Highlands of North Little Rock Therapy and Living Center P293 4/1/2016 4/1/2016 ARKANSAS 7/1/2016 7/1/2016 7/1/2016 Tennessee 9/1/2016 Kentucky 9/1/2016 9/ 1/ 20 16 9/ 1/ 2016 Nebraska 1-Oct 1-0c1: 1-0ct 1-Oct 1-Oct 1~Oct 1-0ct 1-Oct 1-Oct 1-Oct Highlands of Rogers Dixieland Holdings, LLC Highlands of Stamps Holdings, LLC Lindley Healthcare and Rehabilitation Center, LLC Madison Healthcare and Rehabilitation Center, LLC Heritage of Hot Springs Holdings LLC Crestview care and Rehabilitation Center LLC Bardstown Healthcare and Rehabilitation Center, LLC Laurel Creek Healthcare and Rehabilitation Center, LLC Mountain View Healthcare and Rehabilitation Center, LLC Highlands of Northwest Arkansas Therapy and Living Center Highlands of Stamps Therapy and Living Center Lindley Health 8: Rehab Center Madison Health Rehab Madison Assisted Living Facility Heritage of Hot Springs Health and Rehab, LLC Crestview care and Rehabilitation Center LLC Bardstown Healthcare and Rehabilitation Center Laurel Creek Healthcare and Rehabilitation Center Mountain View Healthcare and Rehabilitation Center CLARKSON Care and Rehabilitation Center, LLC VALHAVEN Care and Rehabilitation Center, LLC COLUMBUS Care and Reahabilitation Center, LLC COZAD Care and Rehabilitation Center LLC FRANKLIN Care and Rehabilitation Center, LLC FULLERTON Care and Rehabilitation Center, LLC HARTINGTON Care and Rehabilitation Center NEBRASKA CITY Care and Rehabilitation Center NORFOLK Care and Rehabilitation Center OMAHA Care and Rehabilitation Center WM APP P294 1-Nov l-Nov 1'-Nov 1-Oct 1-Oct 1-0Ct 1-061: 1-Oct 1-Oct 1-Oct 21-Oct SORENSEN Care and Rehabilitation Center Care and Rehabilitation Center Care and Rehabilitation Center SCHUYLER Care and Rehabilitation Center TEKAMAH Care and Rehabilitation Center WAUSA Care and Rehabilitation Center GRAND ISLAND PARK and Rehabilitation Center GRAND ISLAND LAKEVIEW Care and Rehabilitation Center NELIGH Care and Rehabilitation Center BROKEN BOW Care and Rehabilitation Center Care and Rehabilitation Center SIDNEY Care and Rehabilitation Center LANSING Care and Rehabilitation Center SNF CHASE COUNTY Care and Reha bilitiatlon Center SNF DOWNS Care and Rehabilitiation Center SPRING HILL Care and Rehabilitiation Center SNF EL DORADO - KS Care and Rehabilitiation Center SNF NEODESHA Care and Rehabilitiation Center SNF WELLINGTON Care and Rehabilitiation Center SNF WM APP P295 A. 1-Nov and Rehabilitiatlon Center SNF 1-Nov Parkway Care and Rehabilitation Center 1-Nov KAW RIVER - Care and Center SNF 1.Nov Edwardsville Care and Rehabilition Center SNF 1-_Nov WAKEFIELD Care and Center SNF 1-Nov ESKRIDGE Care and Rehabilitiation Center SNF 1-Nov Care and Rehabilitiation Center SNF 1-Nov WICHITA Care and Rehabilitation Center SNF Despite the fact that Mr. Schwartz has three (3) different businesses to take care of, he is actively involved in the day to day operations of these entities and is planning to have more acquisitions in the near future. WM APP p295 1 Skyline HEALTHEAIE Rosie Schwartz Rosie Schwartz, wife of Joseph Schwartz, is a natural people-person. She studied in Yavneh Hebrew Academy in Los Angeles, California and then taught in Bais Yaakov (Brooklyn NY). After she got married, Rosie became an underwriter and secretary in Oxford Coverage, her husband?s commercial insurance brokerage ?rm that is actively involved in healthcare, among others. As an underwriter, Rosie ensured that all clients were treated with utmost respect and provided with the necessary information about their chosen policies. With each client, she diligently went through each condition, fact, feature, risk and term found in the policy. The quality service that she provided was nothing short of personalized and thorough. Rosie has always been an inherently caring and compassionate woman, even during the days when she was a teacher in Bais Yaakov. She would always go the extra mile to ensure that her students could unlock their potential, even if it meant dedicating additional time in mentoring them. She had also shown a lot of concern for every client in Oxford Coverage, where she was also her husband's trusted and valued adviser in many of his business decisions. She shared great passion and commitment for healthcare industry, especially in senior healthcare. The couple?s goal to grow their services was not only rooted in the fact that they were a team, but also because they were very determined to address the particular needs of each client. Oxford Coverage also involved in healthcare services and solutions. Rosie took particular interest in the needs of senior clients?and patients. it would be no surprise that Rosie eventually led Skyline Home Care, a company she and her husband built that provided personalized, supervised care for the elderly and seniors. She assumed the important responsibility of ensuring that the services provided made the seniors feel comfortable, empowered, and safe. Her particular drive to pursue excellence stems from the belief that every person deserves to live an active, enjoyable and independent life, regardless of that person's medical condition. Rosie and Joseph were determined to expand and improve the Skyline brand across the country. She provided valuable advice to her husband every step of the way to maintain a consistent brand of senior care in their company. Rosie eventually took charge of the interior design of Skyline Healthcare's various facilities. Her philosophy on interior design is speci?cally geared towards creating a comfortable stay for Skyline Healthcare patients. It goes beyond aesthetically pleasing. She makes sure that every aspect of the Skyline Healthcare's design enables the staff - from the nurses to the maintenance staff -to perform their functions and to administer premium service to the seniors. At the same time, she gives priority to comfort and cleanliness so that the patients are can enjoy the services of professional healthcare in a setting that resembles the home. Throughout all her endeavors from teaching to underwriting to advising her husband to interior designing Rosie Schwartz upholds one paramount currency in her work - passion for caring. It is highly evident in every nook and cranny of Skyline Healthcare. WM APP P297