CASE NUMBER: Division: AW Filing 49008327 E-Filed 11/17/2016 10: 13:07 AM IN THE CIRCUIT COURT, IN AND PALM BEACH COUNTY, FLORIDA TATAROW FAMILY PARTNERS LTD as to 1/2 interest and GEOFFREY WEBER as to 1/2 interest, Plaintiff, v. SOVEREIGN GAMING ENTERTAINMENT, GEORGE JERI MALER and THE UNKNOWN PARTIES IN POSSESSION OF 3485 LAGO DE TALAVERA, WELLINGTON, FL 33467, Defendants. COMPLAINT FOR FORECLOSURE Plainti??, TATAROW FAMILY PARTNERS LTD as to ?2 interest and GEOFFREY WEBER as to 1/2 interest, sues defendants, SOVEREIGN GAMING ENTERTAINMENT, GEORGE JERI MALER and THE UNKNOWN PARTIES IN POSSESSION OF 3485 LAGO DE TALAVERA, WELLINGTON, FL 33467, and alleges: 1. This is an action to foreclose a mortgage on iaroperty in PalmBeach County, Florida. 2. On or about the 25?11 day of February, 2016, defendant, SOVEREIGN GAMING ENTERTAINMENT, LLC, executed and delivered a certain promissory note and mortgage to TATAROW FAMILY PARTNERS LTD as to V2 interest and GEOFFREY WEBER as to interest, copies of which said instruments are attached hereto, PALM BEACH COUNTY, FL, SHARON R. BOCK, CLERK, 11/17/2016 10:13:07 AM 3. Record title to the. premises encumbered by the lien of plaintiff?s mortgage herein foreclosed was, at the time of the execution and delivery of the said mortgage, and remains, vested in defendant, SOVEREIGN GAMING ENTERTAINMENT, LLC. 4. The note and mortgage are in default consequent upon the failure to pay to the plaintiff the ?rst payment due on April 1, 2016, and all subsequent payments. 5 Plaintiff declares the ?ll] amount payable under the note and mortgage to be due. 6. There is owed to plaintiff $300,000.00 as principal on the said note and mortgage, plus title search expense for ascertaining necessary parties to this action and interest. 7 Plaintiff has retained Sidney E. Lewis, attorney at law, and is obligated to pay the said attorney a reasonable fee for his services rendered herein. 8. During the pendency of this action, plaintiff may be obliged to make advances of money to as yet unknown parties in order to protect the security of its mortgage herein foreclosed. Plainti?'a?innatively alleges that any such advances to be made by it are secured by the lien of its mortgage herein foreclosed. Plaintiff owns and holds the note and mortgage herein foreclosed 10. The defendants, GEORGE MALER and JERI MALER, husband and wife, may have or may claim to have some right, title or interest in and to the premises encumbered by the lien of plainti?'s mortgage herein foreclosed by reason of being the owner and holder of that certain Mortgage from Siskind Legal Services, LLC, dated July I, 2016, and recorded in official records volume 28443, page 0947, public records of Palm Beach County, Florida. This mortgage was subordinated to Plaintiff?s Mortgage herein sought to be foreclosed by instrument recorded in official records volume 28154, page 0747, public records of Palm Beach County, Florida; 11. The defendant, THE UNKNOWN PARTIES IN POSSESSION OF 3485 LAGO DE TALAVERA, WELLINGTON, FL 33467, may have or may claim to have some right, title or interest in and to the premises encumbered by the lien of plaintiffs mortgage herein foreclosed by reason of being in possession of the mortgaged premises. 12. The claims of defendants herein in and to the premises encumbered by the lien of plaintiffs mortgage herein foreclosed are inferior and subordinate to the lien of the said mortgage. 13. The defendants are subjeCt to therrisdiction of this Court pursuant to the terms of F. S. 48.193 by reasonof owning, possessing or using real property in this state and/or 48.193 by reason of breaching a contract in this State by failing to perform acts required by the contract'to be performed in this state. 14. Plaintiff has performed all. conditions precedent by it to be performed prior to bringing this action. WHEREFORE, plaintiff demands an accounting of the sum due to it under the note and mortgage herein foreclosed. If the sum is not paid within the time set by this Court, that the property be sold to satisfy plaintiff?s claim. If the proceeds of such sale are insuf?cient to pay plaintiff?s claim, that a deficiencyjudgment be entered against defendants liable therefor for the amount remaining unpaid, and that the estate of defendants, and all persons claiming by, through, under or against defendants, since the filing of the notice of lis pendens be foreclosed. Plaintiff further prays that, upon continuation of the sale and issuance of certificate of title, the purchaser at the sale, its agents and assigns, be let into possession of the said property, and that, upon application by the purchaser to the clerk, the said clerk shall forthwith issue a'writ of possession, directing the sheriff of Palm Beach County, Florida, to put said purchaser of the property or its assignee in possession thereof; . - 'treet, Suite 300 Jacksonville, FL 32202-2803 (904)355-9003 slewis@sidneyelewis.com #58810 fc VERIFICATION Before me, the undersigned authority, personally appeared Ken Tatarow, General Partner of Tatarow Family Partners, LTD, who being duly sworn, deposes and?says: 1. That Tatarow Family Partners, LTD as to 1/2 interest owns the note and mortgage- herein foreclosed and has the right to enforce the same. 2. That under penalty of perjury, I declare that have read the complaint ?led herein and the facts alleged therein are true and correct to the best of my knowled and belief. yin?.1 aura?.133. T. 4? . - i TATAROW MW of us. Virgin lam District of St. ThomaelSt. wry-Ir. .. Anew?v? . . was qu?s-?I Sworn to and subscribed before me this 9 E. day of-November, 20 i 6, by Ken Tatarow, General Partner of Tatarow Family Partners LTD, who is personally known to me or produced 73. A-zjfasidenti?cation . . . -- - - CIDNEY A. HAMLING Nitary PublicU :23. 3:1, ti"; 5 Notar Public thary's Stamp or Seal: g- District ofSt. homasIStJohn 3w 2'32; - j: Territory ofU.S. Virgin Islands -- - P- 16 4/ My Commission Explros March 31. 2020 NOTICE REQUIRED BY THE FAIR DEBT COLLECTION PRACTICES ACT, (THE ACT), IS U.S.C. SECTION 1601 AS AMENDED l. The amount of the debt is stated in paragraph six of the complaint attached hereto. 2. The plaintiff as named in the attached summons and complaint is the creditor to whom the debt is owed, or is the servicing agent for the creditor to whom the debt is owed. 3. The debt described in the complaint attached hereto and evidenced by the copy of the mortgage note attached hereto will be assumed to be valid by the creditor's law ?rm, unless the debtor, within thirty days after the receipt of this notice, disputes in writing, the validity of the debt or some portion thereof. 4. If the debtor noti?es the creditor's law ?rm in writing within thirty days of the receipt of this notice that the debt or any portion thereof is disputed, the creditor?s law firm will obtain a veri?cation of the debt and a copy of the veri?cation will be mailed to the debtor by the creditor?s law ?rm. 5. The name of the original creditor is set forth in the mortgage and note attached hereto, if the creditor named as plaintiff in the attached summons and complaint is not the original creditor, and if the debtor makes a written request to the creditors law ?rm within the thirty days from the receipt of ?this notice, the address of the original creditor will be mailed to the debtor by the creditor's law firm. 6. Written request required by the Act Should be addressed to Fair Debt Collection Clerk, Sidney E. Lewis, 300 W. Adams Street, Suite 300, Jacksonville, FL 32202-2803. 7. This is an attempt to collect a debt and any information obtained will be used for that purpose. The law does not require plaintiff to waituntil the end of the thirty-day period before suing you to collect'this debt. Therefore, the thirty (30) day time period for requesting veri?cation of the debt owed to the plaintiff is different from the twenty (20) day time period set forth inthe summons you have received with the complaint in this package. Although you must respond to the complaint within twenty (20) days, you still have a full thirty (30) days to request in writing verification of the mortgage debt. If you request proof of the debt or the name and address of the original creditor within the thirty (30) day period that begins with your receipt of this notice, the law requires this firm and the plaintiff to suspend efforts (through litigation or otherwise) to collect the debt until we mail the requested information to you. PROMISSORY NOTE 3 300,000.00 Febmary 25, 2016 Wellington. Florida FOR VALUE RECEIVED, the undersigned, Sovereign Gaming Entertainment, LLC, a Florida limited liability company, and William L. Siskind, individually hereinafter collectively referred to as "Maker", promise to pay to, Tatarow Family Partners, LTD., a Colorado limited partnership and Geoffrey Weber, hereinafter collectively referred to as "Payee", or order, in the manner hereinafter speci?ed, the principal sum of THREE HUNDRED THOUSAND AND 100 DOLLARS with interest from date hereof at the rate of TWELVE (12 percent, per annum on the balance from time to time remaining unpaid. The said principal and interest shall be payable to Tatarow Family Partners. LTD., a Colorado limited partnership as to V2 interest, at [1759.96?' Place Seminole, FL 33772 as to and shall be paid in payments of interest only in the amount of ONE THOUSAND DOLLARS and 100 and to Geoffrey Weber, at 221 Tuner Street, Clearwater, FL 33756, as to V1 and shall be paid in payments of interest only in the amount of ONE THOUSAND FIVE HUNDRED DOLLARS and 100 commencing on the inday of April, 2016. and shall be due and payable on the 1" day of each and every month thereafter until March 1, 2018. when the entire unpaid principal balance together with any and all accrued interest shall be due and payable in full. This Note may not benpaid prior to March 2017 whether after acceleration or otherwise except upon payment of a fee in the amount of $6,000.00. Thereafter this Note may be paid in whole or in part at any time with no prepayment penalty. Thereafter this Note may be paid in full or in part without penalty or premium. On March 1, 2018, the entire unpaid principal balance together with any and all accrued interest shall be ?due and payable in Maker shall pay Payee a late charge not to exceed ten (10.00%) percent of the amount of any payment of principal and interest not paid within ?ve (5) days when due. If Maker shall fail to make its payments on or before the day of any month more than three (3),times during the term of this loan, the interest rate shall increase to 15% per'annum. If default be made in the payment {within 5 days of'when due) of any of the sums or interest mentioned herein or in the mortgage or any other document or instrument securing this Nate, or in the performance of any of the agreements centained herein or in said mortgage, then the entire principal sum and accrued interest shall at the option of the Payee hereof become at once due and collectible without notice, time being of the essencerand said principal sum and accrued interest shall both bear interest from such time until paid at the highest rate allOwable under the laws of the State of Florida. Failure to exercise this option shall not constitute a waiver of the right to exercise the same in the event of any subsequent default. Nothing herein contained nor any transaction related thereto shall be construed or so operate as to require the Maker or any person liable for repayment of same, to pay interest at a greater rate than is now lawful in such case to contract for, or to make any payment. or to do any act contrary to law. Such rate of interest shall never exceed the maximum legal rate of interest which is legally permitted under the laws of Florida: and if such rate of interest. computed in the amount hereinabove provided for, should exceed the said maximum legal rate, then said rate of interest shall be automatically reduced to such maximum legal 1 raj initial rate. Should any interest or other charges paid by the Maker or parties liable for the payment of this Note in connection with the loan evidenced by this Note or the Mortgage securing the payment of this note or any other document delivered in connection with said loan result in the computation or eaming of interest in excws ot'the maximum legal rate of interest which is legally permitted under the Laws of Florida, then any and all such excess shall be and the same is hereby waived by the Payee and any Holder hereof and any and all Such excess shall be automatically ab initio from the date of this Note and other loan documents and the dated the payment credited against and in reduction of principal balance due under this indebtedness and a portion of said excess which exceeds the balance due under this indebtedness shall be paid by the Payee and Holder hereof to the Maker and parties liable for the payment of this Note. Each person liable hereon, whether Maker or Endorser, hereby waives presentment, protest, notice, notice ofprotest and notice of dishonor and agrees to pay all costs, including a reasonable attorney's fec.'whether suit be brought or not, if. after maturity of this Promissory Note or default hereunder or under said Mortgage Deed, counsel shall be'employed to collcet monies due under this Promissory Note or to protect the security of said Payee. FLORIDA DOCUMENTARY STAMPS IN THE SUM OF $1,050.00 HAVE BEEN AFFIXED TO THE ORIGINAL MORTGAGE AND CANCELLED. THIS NOTE with interest is secured by a mortgageof even date herewith on property located at: 3485 Logo De Talavera, Wellington, FL 33467. me: wrm?re? time/M2 9? ?1?73 Sovereign Gaming Entertainment, LLC, a Florida?limited liability company By: it?. 15/41 Wimcss?et William LiSiskind,Maha?er Print Name: I W1 Witness #2 William L. Siskind, individually Print-Name: ?ed-EJ' 1? "~15 2 initial PREPARED BY AND RETURNED T0: Kenneth G. Amman?, Jr., Esquire ARSENAULT LAW OFF PA. 1019.5 Ulmerton Road. Suite 2 Largo, Florida 3377! MORTGAGE THIS MORTGAGE executed this 25'h day of February, 2016 by SOVEREIGN GAMING ENTERTAINMENT, LLC, a Florida limited liability company, party of the ?rst part, hereinafter called the MORTGAGOR or BORROWER, to TATAROW FAMILY PARTNERS, LTD., 2 Colorado limited partnership as to ?6 interest, having the mailing address of 11759 96lh Place, Seminole,.FL 33772 and GEOFFREY WEBER, as to interest, having the mailing address of 21 Turner Street, Clarrwater, FL 33756, party of the second part, hereinafter collectively trolled the MORTGAGEE or LENDER. The terms or and or whenever used in this instrument shall include the heirs, personal representatives, successors and assigns: of the respective parties hereto. Wherever used the singular number shall include the plural and the plural the: singular, and'the use of any gender shall include all genders. WHEREAS, Borrower is indebted to Lander in the principal sum of US. $300,000.00, which indebtedness is evidenced by Borrower?s note dated Februaryzs, .2016 and extensions and renewals thereof (hereinafter referred to providing for installments 'of interest only with the outstanding principal balance of the indebtedness, if not sooner paid, due and payable on March 1, 2018. TO SECURE to Lender the repayment of the indebtedness evidenced by the Note, with interest thereon, the payment of all othersums, with interest thereon, advancedin accordance herewith to protect the security of this Mortgage; and the performance of the covenants and agreements of Berrower'herein contained, Berrower does hereby mortgage, grant and convey to Lander the following described property located in the County of Palm Beach, State of Florida: Lot 29, Talavera P.U.D., according to the plat ther as recorded-in Plat Book 105,- Page 4-4, Public- Records of Palm Burch County, Florida. (hereina?er referred to as the "Property"); which has the property addresses of: 3485 Lego De Talavern, Wellington, FL 33467 THIS IS NOT THE HOMESTEAD PROPERTY OF THE BORROWER. TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents, all of which shall be deemed to be and remains part of?th?e property covered by this Mortgage; and all of the foregoing, together with said property (or the leasehold estate if this Mortgage is on a leasehold) are hereinafter referred to as the "Property". Borrower covenants that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage, grant and convey the Property, and that the Property is unencumbered, except for encumbrances set forth above. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances set forth above. Borrower and Lender covenant and agree as follows: 1. Payment of principal and interest. Borrower shall pay when due the principal and interest indebtedness evidenced by the Note. Page 1-0 2. Funds for Taxes and Insurance, (if applicable). Subject to applicable law or a written waiver by Lender, Borrower shall pay to Lender on the day payments of interest only are payable under the Note, until the'Note is paid in full, a sum (herein "Funds") equal to one-twelfth of the. yearly taxes and assessments (including condominium and planned. unit development assessments, if any) which may attain priority Over this Mortgage and ground rents on the Property, if any, plus onetwelfth of yearly premium installments for hazard insurance, plus one-twelfth of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially and from time to time by'Lender on the basis of assessments and'bills and reasonable estimates thereof. Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower?s escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended ?'om time to time, 12 U.S.C. Section 2601 et seq. unless another law'that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds-due on the, basis of current data and reasonable estimates of expenditures of ?uure Escrow Items or. otherwise in accordance with applicable law. If Bar-rower pays funds to Lender, the Funds shall be held in an institution-the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including-Louder if Lender is such an institution). Lender shall apply the Funds to pay said taxes, assessments, insm?ancepremiums and ground rents. Lender may not charge for so holding and applying. the Funds, analyzing said account or verifying'and compiling said assessments and bills, unless Lender? pays Borrower interest on3the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this?Mortgage. that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires such interest to be paid. Lemder shall not be required to pay Borrower any interest or'eamin'gs'on the Funds. Lender shall giVe to Borrower, without charge, an annual accounting of the Funds'showing credits and debits to.ihe Funds and the purpose for which each ?debit to the Funds was made. The Funds are pledged as additional seburity for the sums secured by this Mortgage. If the amount of the Funds held by Lender, together with the future installments of Funds payable prior to the due dates of the taxes, assessments, insurance premiums and ground rents, shall excwd the amount required to pay said taxes, assessments, insurance premiums and ground rents as they fall due, such excess shall be, at Borrower's option, either repaid to Borrower or credited to Borrower on installments of Funds. If the amount of the Funds held not be suf?cient to pay taxes, assessments, insurance premiums and ground rents?as they fall due, Borrower shall pay to Lender, any amount necessary to make up the de?ciency in one or more payments as Lender may TCQUIIC. Upon payment in full of all sums secured by this Mortgage, Lender shall refund to Borrower any Funds held by Lender. lf under paragraphl6 hereof the Property is sold or the Property is otherwise acquired by Lender, Lender shall apply, no later than immediately prior to the sale of the Property or its acciuisition by, Lender, any.Funds held by Lender at the time of application as a credit against the sums secured by this Mortgage. IfLender shall not require the escrow of ?uids for payment? of Taxes and Insurance, then Borrower shall each year provide proof of payment of taxes prior to delinquency and ?trther provide Lender with proof of renewal of each policy of insurance not less than 30 days prior to expiration of any policy then in force. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, to any prepayment chargesdue under Page 2 of 9 to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. . 4. . Prior Mortgage and Deeds of Trust; Charges; Liens. Borrower shall perform all of Borrower's obligations under any mortgage, deed of trust or other security agreement with a lien which has-priority over this Mortgage, including Borrower?s covenants to make payments when due. Borrower shall pay or cause to be paid all taxes, assessments and other charges, ?nes and impositions attributable to the Property may attain alptiority over and leaseholdpayments or ground rents, if any. A default under the terms of any mortgage which has priority over this Mortgage shall-be tantamount toa default hereunder. I 5. Hazard Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property including ?contents? or ?dwelling and personal property" coverage insured agamst loss by ?re, hazards included within the term "extended coverage", and such other hamrds as Lender may require and in'such amounts and for such periods asLender may require including ?contents?.? .or ?dwelling and personal property" coverage. The insurance carrier providing the insurance shall be chosen by Borrower subject to approval by Lender, provided that such approval shall not be unreasonably withheld. All insurance policies and- renewals thereof shall bein a form acceptable to Lender and shall include a Standard mortgage clause in favor of and in a form acceptable to Lender. Lender shall have the right to hold the policies and renewals thereof, subject to the terms of any mortgage, deed of trust or other Security agreement with a lien which has priority over this Mortgage. In the-event of loss, Borrower shall give prompt notice to the insurance; carrier and Lender. Lender may make proof of loss if not made by Borrower. Lender is authorized to collect and to apply the insurance proceeds at Lender's option either to restoration or repair of the Property or to the payment of the sums secured by this Mortgage, Borrower authorizes Lender to endorse Borrower?s name on all insurance proceeds checks. 6. Preservation and Maintenance of Property; Leaseholds, Condominiums; Planned .Unit Developments. Borrower shall keep the Property in good'repair and shall not commit waste or permit impairment or deterioration of the Property and shall comply with the prayisions of any lease if this Mortgage is on a leasehold. If this Mortgage is on a unit in a condominiumor a planned unit development. Borrower shall perform all of Borrower's obligations under the declaration or covenants creating or governing the condominium or planned unit development, the.by-laws and regulations of the condominium or planned unit development, and constituent documents. 7. Protection of Lender's Security. If Borrower fails to per-farm the covenants and agreedrents contained in thisMortgage, or if any action or proceeding is commenced which materially affects Lender's interest in the Pmperty, then Lender, at Lender?s option, upon noticeto Borrower, may make such appearances, disburse such sums, including reasonable attorneys? fees, and take'such- action as is' necessary to protect the Lender's interest- If Lender required mortgage insurance .as acondition of making the loan secured by this Mortgage, Borrower shall pay the premiums required to maintain such insurance in effect until such'time as the requirements for such insurance terminates in accordance with Borrower's and Lender?s written agreement or applicable law. Any amounts disbursed by Lender pursuant to this paragraph 7, with interest thereon at the Note rate. shall become additional indebtedness of Borrower secured by this Mortgage. Unless Borrower and Lender agree to other terms of payments, such amounts shall be payable upon notice from Lender to Borrower requesting payment thereof. Nothing contained in this paragraph 7 shall require Lender to incur any, expense or take any action hereunder. Page -3 bf 9 8. Inspection. Lender may make or cause to be made reasonable entries upon and inspections of the Property provided that Lender shall give Borrower notice prior to any such inSpection Specifying reasonable cause therefor related to Lender?s interest in the Preperty. 9. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of the Property, orpart thereof; or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender subject to the terms of any mortgage, deed of trust or. other security agreement with a lien which has priority over this Mortgage. 10. Borrower Not Released; Forbearance By Lender Not :1 Waiver. Extension of the time for payment or modi?cation of amortization of the sums secured by this Mortgage granted by Lender to any succmsor in interest of Borrower shall not operate to mime, in any manner, the liability of the Original Borrower or Borrower?s successors in interest. Lender. shall not be required to commence proceedings against such successor or re?tse to extend time 'for payment or otherwise modify amortization of the sums secured by this Mortgage by reason of any demand made by the'original BorroWer. and Borrower?s successors in interest. Any forbearance by Lender in exercising any right or- remedy hereunder, or otherwise afforded by applicable law, shall not be a waiver of or precludethe exercise of any such right or remedy. 11. Successors and Assigns Bound; Joint and Several Liability; Co-Sign'ers. The covenants and agreements herein contained shall bind, and the rights hereunder shall inure to, the respective successors and assigns of Lender and Borrower, subject to the provisions of paragraph. 16 hereof. All covenants and agreements of Borrower shall be joint and several. Any Borrower who co- signs this Mortgage. but does not execute the Note, is co?signing this Mortgage only to mortgage, grant and convey that Borrower?s interestin the Property to Lender under the terms of this Mortgage, (11) is not personally liable on the Note .or under this Mortgage, and agrees that Lender and any Other Borrower hereunder may agree to erttend, modify. forbear or make any other accommodations with regard to the terms of this Mortgage or the Note without that Borrower?s consent and withoutreleasing that Borrower or modifying this Mortgage as to that Borrower?s interest in the Property. 12. Loan Charges. If the loan secured by this Mortgage is subject to a law which sets maximum loan charges, and that law is ?nally interpreted so that the interest or other loan charges collected or to be collected in connectior'tn'rith the loan exceed the permitted limits, then: any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and any sums already collectedirom Borrower which exceeded permitted limits will be re?inded to Borrower. Lender may choose to make this refund by'reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment withoutany prepaymenteharge under the Note. 13. Notice. Except for any notice-required under applicable law to be given in another manner, 'any notice to Borrower provided for in this Mortgage shall be given by delivering it or by mailing .such notice by certi?ed mail addressed to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender as provide?d'herein, and any notice to Lender shall be given by certified mail to Lender's address stated herein or to such other address as Lender may designate by notice to Borrower as provided herein. Any notice provided for in this Mortgage shall be deemed to have-been given'to Borrower or Lender when given in the manner designated herein. 14. Governing Law; Severability. The state and local laws applicable to this Mortgage shall be the laws of the jurisdiction in which the Property is located. The foregoing sentence shall not limit the applicability of Federal law to this Mortgage. In the event that any provision or clause of this Page 4 of 9 Mortgage or the'Note con?icts with applicable law, such con?ict shall not affect other provisions of this Mortgage or the Note which can be given effect without the con?icting provision, and to this .end the provisiOnsof this Mortgageahd the Note are declared to be severahle. As used herein, "costs", "expenses" and "attorneys' fees" include all sums to the extent not prohibited by applicable law or limited herein. 15. Borrower's Copy. Borrower shall be furnished a conformed cepy of the Note and'of this Mortgage at the timeof execution or after recordation hereof.- Lender may consent to a sale- or transfer if: (I) Borrower causes to be submitted to Lender information requiredby Lender to evaluate the transferee as if a new loan were being made to the transferee; (2) Lender reasonably determines that Lender?s security will not be impr and that the risk of a breach of any covenants or agreement in this Security Instrument is acceptable; (3) interest will be payable on the sums secured by this Secunty instrument at at rate acceptable to lender, (4) changes in the Page 5 of 9 a learns, or is noti?ed by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall. take all necessary remedial actions in abebrdance with Envirotun'ental Law. As used in this paragraph 17, "Hazardous Substances" are thosesubst'ances de?ned as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kero?ene, other ?ammable or toxic petroleum products, toxic pesticides and herbicides, Volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As 'used in this paragraph 17, "Environmental Law" means federal laws and laws of the jurisdiction where the Property .is located that relate to health, safety or environmental protection. 18. Assignment of Rents; Appointment of Receiver. As?addition'al security hereunder, Borrower hereby assigns to Lender the rents ?of the Property, provided that Borrower shall, prior to the acceleration under paragraph 19 hereof or abandonment of the Property, have the right to collect and retain such rents as they become due and payable. Upon acceleration under paragraph 19 hereof or abandonment of the property, Lender shall be entitled to have a. receiver appointed by a court to enter upon, take posses'sion of and manage the Property and to collect the rents of the Property including those past due. All rents collected by the receiver shall be applied ?rstto payment of the costs of management of the Property and collection of rents, including, but not limited-to, receiver's fees, premiums on receiver?s bonds and reasonable attorneys" fees, and then to the sums secured by this mortgage. The receiver shall be liable to account only for those rents actually received. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as 19. Acceleration; Remedies. Upon Borrower?s breach of any covenant or agreement of Borrower'in this Mortgage, including without limitation the covenants to pay whenvdu'e any. sums Secured by this Mortgage, Lender, at. Lender?s option, may declare all of the sums secured by this Mortgage to? be immediately due and. payable without notice or demand and may foreclose this_Mortgage by- judicial proceeding. ?Lender'will be entitled to collect in such proceeding all expenses of foreclmure; including, but not limited to, reasonable attorneys' fees. court costs, and costs of documentary evidence, abstracts and title reports. 20. Release. Upon payment of all sums secured by this Mortgage, Lender shall release this Mortgage without charge to Borrower. Borrower shall pay all costs of recordation, if any. 21. Attorneys' Fees. As used in this Mortgage and in the Note, "attorneys? fees" shall include attorneys? femif any, which may be awarded by an appellate court. 22. Payment .of- Real Estate Taxes. Borrower covenants and agrees to pay all real estate taxes assessed against the mortgaged preperty no later of December 31? of each year during the terms of this mortgage and to evidence to lender proof of payment thereof. Page 6 of 9 IN BORROWER HAS EXECUTED THIS MORTGAGE. Signed, sealed and delivered in the presence of: Sovereign Gaming Entertainment, LLC, a Florida limited liability company Woe/?21? William L. Siskind, Manager Witness #1 Print Name: ?40440 5: MuLv??/ itness #2 . Prim Name: $72315? ?Jihad: A COUNTYOF Amp? Bane.? The foregoing instrument was acknowledged before me this day of February, 2016, by William L. Sislcind, as Manager of Sovereign?Gaming Entertainment; LLC, a Florida limited liability company, who is personally known to me or who has produced fL. DR. Momma as identi?cation. ?@212? 31. 5449 OASO NOTARY PUBLIC BART . Comtnis'siOnE ires: P, moomsszommeam 3? "p 37/2"- mmoq?'