Case Document 193-4 Filed 01/24/19 Page 1 of 2

EXHIBIT 

Case 5:12-cv-01894-BLF Document 193-4 Filed 01/24/19 Page 2 of 2
separated out the accounts that were first tagged in the chargebacks queue. Since the tags were not
applied preemptively, these accounts should not be included.
i.
3462 accounts received one of these tags: 3447 in a queue
besides chargebacks and 15 in the chargebacks queue.
•

Minor's Accounts that were reviewed and not tagged: The second query includes all users aged 1317 as of March 20 11 that spent credits between 10/12/20 10 and 1I 12120 11 and were not tagged as
UnderageUser, SuspectTooYoung, or TooYoungforFB. This query should be more representative of the
total presence of minors within our gaming ecosystem.
1.

84,030 accounts belong to FBZ users aged 13-17 and were

not tagged in CRT
•

•

It is important to note that minors who make purchases on any account legitimately belonging to
someone over the age of 17 will not be included in this study.
Also worthy of note: when an account is permanently disabled by UO or another team for violating
certain policies, all data is erased from that account. Thereby any account that was disabled under UO' s
Underage Privacy policy will not be included in this data. These accounts are labeled as NULL and are
mixed in with legitimate, non-minor accounts that also are missing the age data for some reason. There
appear to be a large number of these accounts, and this could bias the results in either direction.

Results

4.

FBZ Payments from Tagged Accounts Belonging to Minors (see Appendix A)
i.
The 3447 accounts tagged in a non-cb queue spent $755K on FBZ: $460K of"good" revenue, $40K
of refunds, and $255K of chargebacks.
a.

•
•
•

61% of total is good revenue
34% is charged back
5% is refunded

b.

FBZ Payments from Non-Tagged Accounts Belonging to Minors (See Appendices B +C)
i.
The 84,030 accounts not tagged in CRT spent a whopping $3.6 million on FBZ: $3.2 million of
"good" revenue, $88K ofrefunds, and $335K ofchargebacks.
•
•
•

5.

88% is good revenue
9% is charged back
3% is refunded

Conclusion + Next Steps

When I started thinking about this project, I hypothesized that a large percentage of underage FBZ spend would
be refunded or charged back. This is true of the accounts that are tagged in CRT (around 4% of ail accounts
belonging to minors that were analyzed in this study) where almost 40% of incoming spend was returned to the
user as either a chargeback or a refund. However, of accounts that were not tagged in CRT, either because they
were not queued for review or because the reviewing analyst believed the user was truthful in reporting their
age as 13-17, an overwhelming 88% of incoming spend was ultimately "good" revenue (in that it was not
refunded or charged back). This aiiows me to state confidently that the current policy of not refunding for
2

CONFIDENTIAL

FB-I B-0004800