CVS Carcmark Spotlight Titneline: What to Expect and When tof3 OVS rewards work A Plan Enrollment Home For Health Center Using the Health Savings Plan Home' Using the Health Savings Plan: Tineeiine: What to Expect and when A Plan For Health Timeline: What to Expect and When The Highlights The Case for change A Two--Year Tlmeline lor Change Wm' to Expect and Over the next two years, your health plan will translorm into something when better -- a Plan For Health. Along the way, you'll be asked to do some things, required to do others and made aware ot changes and How Prepare enhancements that will help you manage your health and your costs. Questions and Answers This timeline shows what you need to do. what's changing and when. April 2013 May 2013 June 2013 New 2{l13r2014 plan year starts June 1 hlip:r'l'w Benefits Spotlight Tuesday, March 19. 2013 I The benefits and coverage elections you chose dur'rig the April 5 -- 26 enrollment period are now in etfect. 0 If you have a medical plan option with an annual deductible, it is now reset to the full annual amount. I It you chose the Health Savings Plan and opened an HSA through PayF|ex during Annual Enrolirnent, your pre-tax paycheck contributions will start. Keep in mind. you can start, stop or change your contributions at any time. You can also make contributions onlne on the PayFlex website anytime; those contributions will be after-tax, but you can claim them later when you file your income taxes. 0 CV3 Carernarlrs contributions to your HSA will be made at the start of each plan year quarter -- June. September, December and March - in which you participate in the Health Savings Plan. CVS Caremark will make the quarterly tax-tree contribution to your HSA on June 4, 2013. I it your medical carrier has changed. make sure to register on your new carrier's website. When you do, you'll have access to your claims and a personalized provider directory, and you can choose to go paperless and receive all oi your claims information online. New outcomes--based wellness rewards start June 1 when you log on to the Wellfiewards website at in June. you'll see something new. Along with Webl'ulD's usual best-in-class wellness resources. you'll also see your tobacco status and your results for four key health measures - blood sugar, blood pressure, cholesterol and body mass index These numbers are from the health screening and Wellness Fteyiew you completed by May 1 . 2013. You'll also see acceptable target ranges for each key measure as defined by WeblillD's experts. Going forward, you'll be expected not just to know your numbers -- but also to take action to manage them. To earn financial rewards for 2D'l4f2i:I15: You must either be tobacco-free by May 1, 2014, or participate in the tobacco cessation program {regardless of whether you quit at the end) and complete three telephonic hearth coaching sessions by May 15. 2014; 0 Your numbers must be within the target ranges for at least two of the tour key measures by May 1. 2014 [unless you're medically unable to do so); CV3 Carcmark myflenefits Spotlight] Timcline: What to Expect and Wlten - You must get your annual health screening and complete your annual Wellness Review between February 1, 2014. and May I, 2014 to avoid a $600 surcharge'. if you didn't meet at least two of the tour measures on the screening and Wellness Review you should have completed by May 1. 2013, you'll have until lvlay 1, 2014, to get your numbers into acceptable ranges. - It you do, you'll earn the same rewards as long as you also complete your annual Wellness Review and get your annual screening between February 1. 2El14, and May 1. 2014. I It you are medically unable to meet two of tour measures. you may be able to eam rewards by completing two addlt ional steps: 0 Have your doctor complete the Better by Numbers Waiver Form located on the site and tax it in to by May 1, 2014. 0 Participate in at least three telephonic health coaching sessions offered by by May 15. 2o14. Please note that it takes approximately three months to complete three coaching calls, sc plan accordingly. when you do. you'll earn an additional $500 contribution to your 'The $600 surcharge does not apply to colleagues In Hawaii due to state requirements of the Hawaii pre--paid Health Act. "The company HSA contribution will only be available to colleagues who are eligible for a Health Savings Plan option. use our new Health Care Shopping Tool, powered by Take control of your costs with new onllne and mobile tools from our new partner in health, Available alter enrollment in most locations {except Calilomia, Hawaii and Puerto Rico), these tools can help you compare providers. get personalized cost estimates for services. tract: your total health care spending and ITIDFB. Starting in June, access from or access Castlight Mobile from your mobile device. With Gastlight, you'll have instant access to personalized cost information tor thousands of different providers and many different services. Even better, shows lvlinuteclinic prices in search results. That way, you'll always know if yoL can get a better price just by wall-zlng into a MlnuteCllnic for the services you and your family need. Your spouse and dependents age 18 and over can use Castlight tools too. So don't forget to tell them. Smarter health care spending by them means more savings for you! Preferred lab partner to-r Aetna members If your carrier is Aetna, you'll pay Bess for lab work when you use Aetna's preferred lab partner, Quest Diagnostics. Wlty? Because Quest otters Aetna members deeper discounts than other labs for the same services. High performing networks for Aetna members In limited areas, CVS Caremark be working with Aetna to pilot high performing networks. In this approach, name has identified the doctors (for 20 specialties] and facilities within its network that have met defined cost and quality standards. For the speciaities and facilities that are included in the Aetna Pertorming Network I When you use these high performing providers or facilities, you get a higher level of coverage and generally will pay less. I When you use in--networit providers or faclilties that aren't on the provider list, you'll generally pay more. For 2lJ13r'2C|14, Aetna wi offer its AFN in the following areas: 0 Connecticut (select areas}: 3-digit z'p codes 064-059 0 New Jersey {statewide}: 3--diglt zip codes DE-2-055: 037-089 I New York (select areas): 3-digit zip codes tot}--i 2of3 CVS Carernarlc rnyBenefits Spotlight Timeline: What to Expect and when In addition. if you live in one of these areas. you'll get a higher level of coverage and pay less for diagnostic lab work it you use a Quest Diagnostics lab. Value Formulary It you chose the Value Formulary during enrollment, you'll be paying less for coverage. Even better, you'll have access to the most clinically effective drugs for all conditions. However, in return for its lower cost. the Value Formulery focuses mainly on generics. It also otters a more limited range of medications and doesn't cover certain lifestyle drugs. For more lnlomlelion. access the Carernarl-L website through r. . Centers of Excellence for transplants and barlatric surgery "Centers ct Excellence" are surgical facilities that meet rigorous program requirements to ensure you receive the safest. most effective surgical treatment. Starting June 1, if you are enrolled in the Health Savings Plan option or BYD PPO option, you must use these special facilities for transplants and barialrlc surgery. It you don't. these services will not be covered under your medical plan. You may also be required to work with a nurse prior to surgery. Note: GVS Caramark will provide a travel benefit through your medical carrier it you must travel more than 75 miles to reach the nearest Center of Excellence. August 2013 January 1,201: April 2014 May 2o14 30f3