Hart Workflowm for Public Records Aiameda County Home Page amaze: pm Records Page 1 of 1 TCho1un?y11Ci;e1tk Recorder Book Type Menu New Search Search Resuits Forms Heig Document Detai! Instrument Number: 2604565044 Sequence 9 Date Received: 8:30:00 AM Document Type: DEED OF TRUST - Book: Page: Associated Names FRANKUN FENANCEAL CORPORATEON NATEONAL BANK OF INDEANA Legai Records - Parse! Farce! ID 1 Related Documents . Referenced instrument Document Type Book Page Ref Type For issues witifihis so-fiware, pfease check ihe Egg. Fnternet Pubfic Access Version 3.1 Copyright (3) 2001 <<"2008 Manalron, lvc. All Rights Reserved. 2008172722 NOTICE DEFAULT Internal 2 2010320714 DEFAULT ?nternal I 3 2010329422' (DEED OF TRUST) fraternal 4 2010329427 SUBSTITUTEON QF TRUSTEE internal 5'3 201116125" TRUST) mternai 6 2011179089 ASSIGNMENT (TDEED OF TRUST) mternai 2011362605 NOTKIE OF TRUSTEE SALE internal MT Daci- Ciwo GF SEE 1 Names MASON, THERESE BELOW IS A LIST OF THE RECORDED DOCUMENTS REGARDING THE DEED OF TRUST AT 4284 MAYBELLE AVE, OAKLAND, CA 94619 RECORDED 2004565044 DID NOT MAKE COMES OF THE PREVIOUS NOTICE OF DEFAULT AND THE NOTICE RESCISSION FROM 20% LEFT NOTES WHICH YOU MAY OR MAY NOT FIND USEFUL Legal Records - Parcel Reiated Documents Referenced instrument Document Type Date Recorded 0 2008172722 (DO NOT HAVE NOTICE DEFAULT 05129108 THIS ONE) DEFAULT WITH CANCELLATION NOTICE IN JUNE 2008 3 I 1 2010320714 NOTICE OF DEFAULT 11102110 REQUESTED BY RECONTRUST) 1-4} NOTICE OF COMPLIANCE DATED 10120110 WAS RECORDED, BUT NOT SENT TO THERESE MASSON. I 2 2o1o329427 (certified) ASSIGNMENT gneanop TRUST) 11103110 -BOTH bocs FOR VALUE RECEIVED, THE on (PAGE 5) UNDERSIGNED FIRST FRANKLIN FINANCIAL CORP, SUBSIDIARY OF NATIONAL CITY BANK OF INDIANA, GRANTS, TRANSFERS TO NATIONAL TRUST COMPANY ON BEHALF OF THE CERTIFICATE HOLDERS FFIVILT TRUST MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2005- FF2 2 (cedifIed) SUBSTITUTION OF TRUSTEE 1 'Il?39i'I BOTH DOCS UNDERSIGNED FIRST FRANKLIN ON (PAGE 5) FINANCIAL CORP, SUBSIDIARY OF NATIONAL CITY BANK OF INDIANA (BENEFICIARY), FIDELITY NATIONAL TITLE, AS TRUSTEE SUBSTITIJTES RECONTRUST AS TRUSTEE IS THE FIRST TIME RECONTRUST IS I 4. I I, II Document? 3- 2010329425 dated 11/09/10 (certified) pM,g6) ALTHOUGH THIS DOCUMENT IS MENTIONED IN THE 6/01111 FILING, IT DOES NOT BELONG WITH MS. IVIASSOIWS FILE. ALSO, OF INTEREST TO US.., IT WAS SIGNED BY THE SAME PERSON, WHO SIGNED AS SECRETARY FOR M.E.R.S. WHEREAS, WITH THE DOCUMENT BELOW 2011179089 HE ES VICE FOR FRANKLEN CORP. 4 2011161252 (certified) 5 2911179039 (certified) CORPORAUON ASSIGNMENT OF DEED OF TRUST 06102111 FOR VALUE RECEWED THE (PAGE GRANTS, ASSEGNS AND TRANSFERS THE FIRST TO DEUTSCHE BANK NATIONAL TRUST COMPANY. THIS ASSIGNMENT IS BEING RECORDED TO CORRECT THE ON THAT CERTMN ASSIGNMENT WHICH RECORDED 11fO9!16 AS NUMBER 20100329425 (NOTE: THERE 1S NO SUCH DOCUMENT 1520100329425. 13'! REMOVING THE EXTRA ZERO AFTER 2010 (ABOVE) WE LOCATED THE DOCUMENT. SEE ABOVE JTEM NO. 3 2010329425 d_?_It_e_d 11/09/10 (certified) CORPORATION ASSIGNMENT OF DEED D6i23!11 OF TRUST (PAGE 3) FOR VALUE RECEIVED THE GRANTS, ASSICNS AND TRANSFERS TO FOR THE FIRST TIME, BECAUSE THE DOCUMENT ABOVE, WHICH REFERS T0 2010329425 cLa_t_,gd 11109110, IS INCORRECT) DEUTSCHE BANK TRUST COMPANY AS TRUSTEE. THIS ASSIGNMENT ?8 SETNG RECORDED TO CORRECT THE ON THAT CERTASN ASSIGNMENT WHICH RECORDED 11!fl9i10 AS INSTRUMENT NUMBER 2910329427 THIS WAS OBWOUSLY RECORDED AGAIN SINCE THE DOCUMENT RECORDED ON 06102111 INSTRUMENT NUMBER 20100329425 REFERRED TO A DIFFERENT PROPERTY 6 2011362609 (certified) NOTTCE OF TRUSTEE SALE 12113111 PAGE 1- NOTICE #8 HEREBY GIVEN THAT (PAGES 9-10) RECONTRUST COMPANY, N.A., AS APPOINTED TRUSTEE PAGE OF PURSUANT TO CAL Cw cone 2923.54 av RHONDA 1.. WESTON, VICE PRESEDENT OF BAG HOME LOANS SERVICWG, LP DECLARES .. BAG .. HAS OBTAINED FROM THE COMNHSIONER OF CORPORATIONS A FINAL ORDER OF EXEMPTION PURSUAN To CAL. CW. CODE SECTION 2923.53 ON 12I15I11 --ALTHOUGH DOC WAS RECORDED ON 12I13I11 /155 (Ii. in tfifimfig 2010320714 11/ 02/2010 11 :17 011 RECORDING REQUESTED BY: HLRPIEDA COUNTY WHEN RECORDED MAIL TO: . RECORDING FEE: 27 . 00 RECONTRUST COIWPANY emmwewm SIIVII VALLEY, CA 93063 4 P55 Attn: Arnold Recinos TS No. 10-0141042 Title Order No. 10-8-504769 SPACE ABOVE THIS LINE FOR USE NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST IMPORTANT NOTICE IF YOUR PROPERTY IS IN FORECLOSURE BECAUSE YOU ARE BEHIND IN YOUR PAYMENTS, IT MAY BE SOLD WITHOUT ANY COURT ACTION, and you may have the legal right to bring your account in good standing by paying all of your past due payments plus permitted costs and expenses within the time permitted by law for reinstatement of your account, which is normally five business days prior to the date set for the sale of your property. No sale date may be set until three months from the date this notice of default may be recorded (which date of recordation appears on this notice). This amount is $136,841.00, as of 11/01/2010 and will increase until your account becomes current. - While your property is in foreclosure, you still must pay other obligations (such as insurance and taxes) required by your note and deed of trust or mortgage. If you fail to make future payments on the loan, pay taxes on the property, provide insurance on the property, or pay other obligations as required in the note and deed of trust or mortgage, the beneficiary or mortgagee may insist that you do so in order to reinstate your account in good standing. In addition, the beneficiary or mortgagee may require as a condition to reinstatement that you provide reliable written evidence that you paid all senior liens, property taxes, and hazard insurance premiums. Upon your written request, the beneficiary or mortgagee will give you a written itemization of the entire amount you must pay. You may not have to pay the entire unpaid portion of your account, even though full payment was demanded, but you must pay all amounts in default at the time payment is made. However, you and your beneficiary or mortgagee may mutually agree in writing prior to the time the notice of sale is posted (which may not be earlier than the end of the three month period stated above) to, among other things, (1) provide additional time in which to cure the default by transfer of the property or otherwise; or (2) establish a schedule of payments in order to cure your default; or both (1) and (2). S522 TS 0. 1041141042 Following the expiration of the time period referred to in the first paragraph of this notice, unless the obligation being foreclosed upon or a separate written agreement between you and your creditor permits a longer period, you have only the legal right to stop the sale of your property by paying the entire amount demanded by your creditor. To find out the amount" you must pay, or to arrange for payment to stop the foreclosure, or if your property is in foreclosure for any other reason, contact: NATIONAL TRUST COMPANY ON BEHALF OF THE CERTIFICATEHOLDERS TRUST 2005-FF2 MORTGAGE PAS S-THROUGH CERTIFICATES, SERIES 2005-FF2 BAC Home Loans Servicing, LP 400 WAY SV-35 SIMI VALLEY, CA 93065 FORECLOSURE DEPARTMENT (800) 669-6650 If you have any-questions, you should contact a lawyer or the governmental agency which may have insured your loan. Notwithstanding the fact that your property is in foreclosure, you may offer your property for sale, provided the sale is concluded prior to the conclusion of the foreclosure. Remember, YOU MAY LOSE LEGAL RIGHTS IF YOU DO NOT TAKE PROMPT ACTION. NOTICE IS HEREBY GIVEN THAT: RECONTRUST COMPANY, N.A., is acting as an agent for the Beneficiary under a Deed of Trust dated 12/20/2004, executed by THERESE C. MASSON, A SINGLE WOMAN as Trustor, to secure certain obligations in favor of FIRST FRANKLIN FINANCIAL CORPORATION, SUBSIDIARY OF NATIONAL CITY OF BANK OF INDIANA as beneficiary recorded 12/23/2004, as Instrument No. 2004565044 (or Book Page) of Official Records in the Office of the County Recorder of Alameda County, California. Said obligation including ONE NOTE FOR THE ORIGINAL sum of 603,200.00. . That a breach of, and default in, the obligations for which such Deed of Trust is security has occurred in that payment has not been made of FAILURE TO PAY THE INSTALLMEN OF PRINCIPAL, INTEREST AND IMPOUNDS WHICH BECAME DUE ON 01/01/2009 AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST AND IMP-OUNDS, TOGETHER WITH ALL LATE CHARGES, PLUS ADVANCES MADE AND COSTS INCURRED BY THE BENEFICIARY, INCLUDING FORECLOSURE FEES AND COSTS FEES. IN ADDITION, . THE ENTIRE PRINCIPAL AMOUNT WILL BECOME DUE ON 01/01/2035 AS A RESULT OF THE MATURITY OF THE OBLIGATION ON THAT DATE. TS No. 1041141042 That by reason thereof, the present beneficiary under such deed of trust has executed and delivered to RECONTRUST COMPANY, N.A. such deed of trust and all documents evidencing obligations secured thereby, and has declared and does hereby declare all sums secured thereby immediately due and payable and has elected and does hereby elect to . cause the trust property to be sold to satisfy the obligations secured thereby. If required by the provisions of Section 2923.5 of the California Civil Code, the declaration from or authorized agent is attached to the Notice of Default a- duly recorded with the appropriate County Recorder's office. - Dated: November 01, 2010 RE COMPANY, N.A., as agent for the Beneficiary By A JONATHAN JACKSON Form domoaffax (12/09) Bankoflimerica Home loans Notice Date: October 21, 2010 [10--o141o42 7 Therese Masson 4284 Maybelle Ave Property Address: Oakland. CA 94519 4284 Maybelle Ave Oakland, CA 94619 CALIFORNIA DECLARATION l. Mortgage Servicing Specialist of BAC Home Loans Servicing, LP, declare under penalty of perjury, under the laws of the State of Caiifomia, that the following is true and correct: Bank of America has contacted the borrower to assess the borrower's financial situation and explore options for the borrower to avoid foreclosure, tried with due. diligence to contact the borrower in accordance with Califomia Civil Code Section 2923.5, or Cl' verified that the borrower has surrendered the property. El has evidence and reasonably believes that the borrower has contracted with an organization. person, or entity whose primary business is advising people who have decided'. to leave their homes on how to extend the foreclosure process and to avoid their contractual obligations to beneficiaries. has confirmed that the borrower(s) filed for bankruptcy and the proceedings have not been finalized to 'wit, there is no order on the court's docket closing or dismissing the bankruptcy case. The provisions of California Civil Code ?2923.5 do not apply because State Reason. leokszillo Teams or-av? lie F2- CA-DECLARATIONS 86339508 8I27l'2008 9 ..ar.NosAFe Trrte I -Qr RECORDING REQUESTED BY: A 9 RECONTRUST COMPANY ,w 12 .25 pm 2010329427 11/09/2 . AND WHEN RECORDED MAIL DOCUMENT OFFICIRL nscoaos or nmnson coumv AND TAX STATEMENTS TO: 36 RECONTRUST COMPANY 1800 Tapo Canyon Rd., CA6-914-01-94 1 pc ATTN: Arnold Recinos TS No. 10-0141042 'is -- SUBSTITUTION OF TRUSTEE AND ASSIGNMENT OF DEED or TRUST The undersigned FIRST FRANKLIN FINANCIAL CORPORATION, SUBSIDIARY OF NATIONAL CITY OF BANK OF INDIANA, (hereinafter referred to as Beneficiary) is the Beneficiary of that certain Deed of Trust dated 12/20/2004, executed by THERESE C. MASSON, A SINGLE WOMAN, Trustor, to FIDELITY NATIONAL TITLE, as Trustee, and recorded as Instrument No. 2004565044 on 12/23/2004, of Official Records in the County Recordefs Office_of ALAMEDA County, California. NOW THEREFORE, Beneficiary hereby substitutes RECONTRUST COMPANY, N.A., WHOSE ADDRESS Tapo Canyon Rd., CA6--914--01-94, SIMI VALLEY, CA 93063 as Trustee under said Deed of Trust herein referred to, in the place and stead of andwith all rights, title, powers, and interest of the former trustee described above. FOR VALUE RECEIVED, the undersigned hereby grants, assigns, conveys and transfers to NATIONAL TRUST COMPANY ON BEHALF OF THE CERTIFICATEHOLDERS FFIVILT TRUST 2005-FP2 MORTGAGE PAS S--THROUGH CERTIFICATES, SERIES 2005 -FF2 all beneficial interest under- that certain Deed of Trust described above. Said described land: "As more fully described in the above referenced Deed of Tmst." Together with the note or notes therein described or referred to, the money due and to become due thereon with the interest, and all rights accrued or to accrue under said Deed of Trust. November 01, 2010 FIRST FRANKLIN FINANCIAL CORPORATION, _i SUBSIDMRY OF NATIONAL CITY OF BANK OF INDIANA Califomia State of: County of: Assistant Secretary OWV 04 bf . ore inc, notary public, personally appeared who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity>> upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PBRJURY under the laws of the State of California that the foregoing paragraph IS true and correct. WITNESS my hand and official seal. Signature (seagu Notary Public's Signature A COMM. #l8L3Eg833 A gglifornia a El'? Form (01/09) TITLE RECORDING REQUESTED BY: RECONTRUST COMPANY AND WHEN RECORDED MAIL DOCUNENT 2010329425 11/09/2010 12:25 PM ANDTAX STATEMENTS TO: 9|-enfinn coumv RECONTRUST COMPANY . 36.00 1800 Tapo Canyon Rd., CA6-914-01.-94, ATTN: Arnold Recinos 'Sofia 5% ti SUBSTITUTION OF TRUSTEE AND ASSIGNMENT or DEED on TRUST The undersigned MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC ., (hereinafier referred to as Beneficiary) is the Beneficiary of that certain Deed of Trust dated 04/28/2005, executed by JOSE ARECHIGA, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, Trustor, to WESTWOOD ASSOCIATES, A CALIFORNIA CORPORATION, as Trustee, and recorded as Instrument No. 2005177558 on 05/05/2005, of Official Records in the County Recorder's Office of ALAMEDA County, California." NOW THEREFORE, Beneficiary hereby substitutes RECONTRUST COMPANY, N.A., WHOSE ADDRESS Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 93063 as Trustee under said Deed of Trust herein referred to, in the place and stead of and with all rights, title, powers, and interest of the former trustee described above. A - FOR VALUE RECEIVED, the undersigned hereby grants, assigns, conveys and transfers to U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR CITIGROUP MORTGAGE LOAN TRUST INC. ASSET-BACK ED PASS-THROUGH CERTIFICATES SERIES 2005-HE3 all beneficial interest under that certain Deed of Trust described above. Said described land: "As more fully described in the above referenced Deed of Trust." Together with the note or notes therein described or referred to, the money due and to become due thereon with the interest, and all rights accrued or to accrue under said Deed of Trust. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. DATED: October 29, 2010 State of 0 . . Oumy 00 4 mm T. Sevillano, Assistant Secretary before me, GREEAR - notary public, personally appeared 0 who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entityupon behalf of 'which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJU under the laws of _the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. I - - Commission #1784051 - Notary Pubnc-comomia Signature i(Seal) 2 COUNV Notary Public's Signatbjeo 2' - . arm (01/09) 0' arr OFFICIAL RECORDS or nmnson couurv PHTR o'conms1_L nsconems FEE: 15 AND WHEN RECORDED MAIL DOCUMENT AND TAX STATEMENTS TO: i! um I I RECORDING REQUESTED BY: RECONTRUST COMPANY 1300 Tapo Canyon Rd., CA6-914-01-94 .- . SIMI VALLEY, CA 9305 TS No. 100141042 SPACE ABOVE THIS LINE FOR USE CORPORATION ASSIGNMENT OF DEED OF FOR VALUE RECEIVED, THE UNDERSIGNED HEREBY GRANTS, ASSIGNS AND TRANSFER TO: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE FFIVILT 2005-FF2 TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-F172 ALL BENEFICIAL INTEREST UNDER THAT CERTAIN DEED OF TRUST DATED 12/20/2004, EXECUTED BY: THERESB C. MASSON, A SINGLE TO FIDELITY NATIONAL TITLE, TRUSTEE AND RECORDED AS INSTRUMENT NO. 2004565044 ON 12/23/2004, OF OFFICIAL RECORDS IN THE COUNTY OFFICE OF ALAMEDA COUNTY, IN THE STATE OF CALIFORNIA. THIS ASSIGNMENT IS BEING RECORDED TO CORRECT THE ASSIGNEE ON THAT CERTAIN ASSIGNMENT WHICH RECORDED 1 1/09/2010 AS INSTRUMENT NUMBER 20100329425 DESCRIBING THELAND TI-IEREIN: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST TOGETHER WITH THE-NOTE OR NOTES TI-IEREIN DESCRIBED OR REFERRED TO, THE MONEY DUE AND TO BECOME DUE TI-IEREON WITH INTEREST, AND ALL RIGHTS ACCRUED OR TO ACCRUE UNDER SAID DEED OF FIRST FRANKLIN FINANCIAL CORPORATION, SUBSIDIARY OF NATIONAL CITY OF BANK OF INDIANA TSEVILLANO, ASSISTANT VICE PRESIDENT DATED: June 1, 2011 State of: CALIFORNIA - County of: VENTURA JUN 0 1 - On I mflbeforc me, KENNYVIU-AVIOENGIQ notary public, personally appeared T. SEVILLANO, who proved to me on the basis of satisfactory evidence to be the person(s) whose na:ne(s) is/are subscribed to within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized and that by his/herltheir signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. wmress my hand and official seal. 4 - - .. ,_H.0tary..Publie - Gaiiturnia . .. . Ventura 3 'comm. Expires Au 22. 2014 i gnature (Seal) KENNYVILLAVIGENOIO orm sub (01/09) Landsafe Dafaufl Inc. I . 4" - 20ci1179@89 06/23/2611 10:30 AM -. FFICIAL aeconos or-' nLnnEon couurv . - PATRICK AND WHEN RECORDED MAIL DOCUMENT I I AND TAX STATEMENTS T0: 1 PG RECONTRUSTCOMPANY - - . - .. 1300 Tapo Canyon - -- SIMI VALLEY, CA 9306 TS No. 104141042 I 'Mr SPACE ABOVE THIS LINE FOR USE CORPORATION ASSIGNIVIEN OF DEED OF FOR VALUE RECEIVED, THE UNDERSIGNED HEREBY GRANTS, ASSIGNS AND TRANSFER TO: I DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEI-IOLDERS OF THE 2005-FF2 TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-FF2 ALL BENEFICIAL INTEREST UNDER THAT CERTAIN DEED OF TRUST DATED 12120/2004, EXECUTED BY: THERESE C. MASSON, A SINGLE TO FIDELITY NATIONAL TITLE, TRUSTEE AND RECORDED AS INSTRUMENT N0. 2004565044 ON 12/23/2004, OF OFFICIAL RECORDS IN THE COUNTY OFFICE OF ALAMEDA COUNTY, THE STATEOF CALIFORNIA. ASSIGNMENT IS BEING RECORDED TO CORRECT TI-IE ASSIGNEE THAT CERTAIN ASSIGNNIENT WHICH RECORDED 11109/2010 AS INSTRUMENT NUMBER 2010329427 DESCRIBING THE LAND TI-IEREIN: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST TOGETHER WITH THE NOTE OR NOTES THEREIN DESCRIBED OR REFERRED TO, MONEY DUE AND TO BECOME DUE THEREON WITH INTEREST, AND ALL RIGHTS ACCRUED OR TO ACCRUE UNDER SAID DEED OF DATED: June 22, 2011 IRST FRANKLIN FINANCIAL CORPORATION, SUBSIDIARY OF NATIONAL CITY OF BANK OF INDIANA EY: VICE PRES 'State of: CALIFORNIA) County of VENTURA JUN 2 2 2011 . 0" bEURf0f? H16. notary public, personally appeared T.SEVILLANO, who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are -subscribed to within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacityfies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. . WITNESS my hand and official seal. NINOUSH SAMIMI - Commission is' 1334483 Monty Publle -- Gatilernia Lo: Annalee county . arm sub (01/09) LANDSAFE TITLE -- A i"riEcoRD1Nc REQUESTEDBY: RECONTRUST COMPANY . -- 1300 Tapo Canyon Rd., CA6-914-01-94 mum" ".35 pm VALLEY, CA 93063 "Em onus OF 21 no TRIC WHEN RECORDED MAIL TO: RECONTRUST COMPANY 1800 Tapo Canyon Rd., CA6-914-01-94 1 or APN No. 030- 1 934-001 NOTICE on SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/20/2004. UNLESS YOU TAKE ACTION TO YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. - Notice is hereby given that RBCONTRUST COMPANY, N.A-., as duly appointed trustee pursuant to the Deed of Trust executed by THBRESE C. MASSON, A SINGLE WOMAN, dated 12/20/2004 and recorded 12/23/2004, as Instrument No. 2004565044, in Book Page of Official Records in the office of the County Recorder of ALAMEDA County, State of California, will sell on 01/03/2012 at 12:00 PM, At the Fallon Street entrance to the County Courthouse, 1225 Fallon Street, Oakland, Alameda, CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 42 84 MAYBELLE AVENUE, OAKLAND, CA 94619. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $787,564.31. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an condition, but without covenant or warranty, express or implied, regarding title,' possession or encumbrances, to satisfy theiindebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of Section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary orauthorized agent is attached to the Notice of Trustees Sale duly recorded with the appropriate County Recorder's office. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 2- 1-8219 2 on: 092011 SUSANA c. GONZALEZ RECONTRUST COMPANY, N. that purpose. ISTANT VICE PRESIDENT collector attempting to collect a debt. Any information obtained will be used for see Attached Declaration Form no.s__2011.II.0_I 1/2011 (P19 3ankorAmerica% Home Loans To: ReconTrust Congpany, 1800 Tapo Canyon Rd. Valley, CA 9306} DECLARATION or-' EXEMPTION PURSUANT TO CAL. CIV. CODE 2923.54 I, Rhonda Weston, Vice President of BAC Home Loa_ns Servicing, LP ("Lender/Servicer") declare on, behalf of Lender/Servicer under penalty of?erjury, and under the laws of the State of California, that Lender/Servicer's business records maintained in the ordinary course of business reflect the following is true and correct: SAC -Home Loans Servicing, LP has obtained" from the Commissioner of Corporations a final order of exemption pursuant to Cal. Civ. Code Section 2923.53 that is-current and valid on the date the accompanying Notice of Sale is filed: - AND I The timeframe for giyingj <