Financial Crimes 51.1mm [JcerIumII BSAFI Transcript ELSA: and Flling lnfurmatlun Tuf Euhn?salnn Illa-thud Electronic batch fiIing Initial 1 232015 Subject Infarmatinn Subject Type I i DEUTEICI-IE Bela ?gment Indlviduamrganlzatlun Nu Known Acct- lnvuluad Cquanizati?n Tea Last Name TIN Unknuwn DEUTSCHE BANK M3 DEUTECHE BANK - Enhanced FurrnI's} uf ldentlfinatinnT Dther Identl?ca?un Numbar ?thar Text FIEGISTEFI PORTAL ?tharlsaulng DE I .. 'u I- ?.Ilr'mr' I II 1qu I111 I I..I- sPage-i I I I I II aJ'I-WEE I'Iinancini l'LnIInI'ccnIcnr Nerwm'ic Elam-I- II..I BSA: BSAFI Transcript and DEN: Subject 1 cf 3 Street Address TAUNUSAN LAG 12 TAUNUEAN LAGE 12 - Enhanced {til-?I_ FIT . .. Enhanced State ?fee IIP {rude 60325 EDEES- Enhanced LIE - Enhanced Address 2 013 Street Address Tauncennmce 12 TAUN USANLAGE 1E - Enhanced FFIAN KFUFIIT AM MAIN State- - En henced IIFI Cede TEE 50325 60325 - Enhanced Buuntnr GM LIE - Enhanced? Addl?l?s 3 3 Street Address TH EE - Enhanced FRANKFURT AM FRANKFURT AM - Enhanced ?tate - Enhanced State EIP Gene 604536 $0486 Enhanced Ceuntry GM Flelatlcnahlp tc Fla-peril lnatltuIIcn 11M Institutiante I Heletienehl I Icf But: ect I LI 12-3 II CPI- US - Enhanced Guetcrner: "r'ee Ftcle Subject Suhlect Three Other Org enizeticn Acct. ?I?ee II my? 1. I: Irt- -: I I :L'll'll' I -I :.lli'l II . . I .I.. II: .I?=Isa F- CEN Financial Crimes NcnIItIrIt 1n [.Iniml Sun-t BSAFI Transcript BSA: ?and new: Subject Infermatien Last [er Name EUTSGHE BANK TFIUST COMPANY AMERICAS DEUTSGHE BANK TRUST CG AM EFIICPIS - Enhanced EIN Furrn[e] cf IdentItIcetIen Number Dther Text BAN ALMANAC ?therleeulng US _5ddrece1 et3 Street SD WALL ST SCI WALL ST Enhanced new tech: HEW Enhanced State N?r? Enhanced IIP Cede til-DDS fd??frEE-BE - Enhanced country US US - Enhanced Addrece 2 ct .. Street EU 1.IWILL STDF NYC: ee-ai'tc IEEI WALL ST El - Enhanced NEW NEW - Enhanced State NT - Enhanced ZIP Cede 1121005 WEISS-SEES Enhanced tittuntr'yI LIS US - Enhanced et 3 Street Address SD WALL STFI EET 60 WALL ST - Site NEW NEW TURF: - Enhanced State NV - Enhanced IIP Code TUBES-11132 100052336 - Enhanced Country US US - Enhanced Page 3 - 'r . .- ill-.1 I I ..I I'u 'I..I IIZI I I'll ll ilI'.l II: 'IlIiIi 'Iii'I II II In lrl.- I'.I-. .I I.- 1. Finan Financial Crimes thwerk [Juiced 5mm Jnusnrg.? esnn Tran ript ass: and new: Subject Infermetlen tn Hep?rtl TIN E's? Institution Heletlen ship of ?ubleet l?ustcmer: Yes WEE Euspieie-us Activity Infermatien Yes Date er Dale Flange el? 01H Haney leunderlng Suspicieus desi nation ef beneficiaries, assignees cur icinl owners Suspicicus EFT wire transfers Suspicieus concerning the seems at funds Either: POTENTIAL ETC DEFECIENCIES Activity Lecatldn Ne Branch later REED Number EIN REED Number Internal Control Flle Number ~res DEC 430228 BANK AMEFI 480228 Street Address: 1 . THEET 11211 TQM ST - Enhanced City CHARLOTTE DTTE - Enhanced Stats . . NC - Enhanced ZIP Cede 25.202 Ceuntrr US US - Enhanced Filer Infermetien Hegulater GOG Fller Meme BANK I3F AMERICA. MA. BHNK OF AMERICA NA - Enhanced . .-- 3934 :5 I l'l' .. Ilul LI .5..- - I-: I: 'l .I. 'lLrII, . ('rimes Newark 1 I ?ll EN Umln] Shun [Jq'mn?lnml II1: '[IrcIa-ur] BSAFI Transcript BSA?and new: Fller Infermetien Street pie-chess 1e1 STFIEET 1 1 ST- Enhanced CHAHLOTTE - Enhanced State NC EIP cede 26303.? 28250-0002 - Enlaaneed Geuntry US of FISED Number Internal eentreirrlle number Ganteet for Assistance Phene Number Law Enforcement lnfermstien NU LAW Enlareen?rent Inlerrnetien Available Narrative A CIF INFCFIMATIGN TF-IANSACTICINS IN SUSPICICUS ACTIVITY FIE THAT DELITSDHE BANK TFIIJST CID AMERICAS AND BANK CF FIED ENT CONTACT WITH DELITSCHE BANK AG IN GEFI AND THE UNIT ED KINGDCIM HAS FIESULTED IN THIS SUS PICICLJS ACTIVITY HEPCHTING FILING. ME MEIEFIS GI: BANK CIF AM GLOBAL FINANCIAL CFIIMES CCIM TEAM FF-IAN KFUFIT, AND LDN DDN, LLK. THE SECOND WEEK DF JAN 2015 IN NCE WITH A PLAN TO CCN DUCT DLJE DILIGE NCE CH DE UTSCHE BANK FINANCIAL FICL THE DECISICIN WAS MADE IN LIGHT IDF AN INT EFINAL ANNDU NCEMENT MADE B?r? DEUTSCHE BANK CED, WHICH SLI BS ECU BECAME PUBLIC INDICATING DELITSCHE BANK AG WAS SUSPENDING THE DING CF NEW CLIENTS IN CERTAIN HIGH FIISK JUSISDICTICNS PENDING A KNCW CUSTIDMEFI AND CLIENT DN-BDAFIDING PROCEDURES ACROSS THE BANK. FFIIDM: 5-1 MFI. STATEMENTS FIAIS ED CCINCEFINS TIC BANK CF AMEFIICA BEGAHDS TD DELITBCHE BAN ENT, Page 1:I-I.-. .-..-. ?'Irl I .I . . - I .I.- .. I Eli" I I II NEE I 11" I'inanciSI Grimm: ?g In Linimi Ham-I. I?ll-lurmmu ESAFI Transcript BSA: and DEN: a- Narrative PA IN LIGHT OF ENT FLOWS COMING FFICIM FIUSSIA TH FIOUGH DELITSCHE SANK ITS SANK CLIENTS IN CEFITAIN SALTIC STATES THAT HAD, PRIOR TO MFI. ANNOUNCEMENT. RESLILTED IN LAUNDERINC CASE INVESTIGATIONS WITH BANK OF GFCC TEAM IN EUROPE. MIDDLE EAST AND AFFIICA KNOWN AS GFCC EMEAJ. AS WELL AS BANK OF GFCC TEAM IN THE UNITED STATES THE CASE INVESTIGATIONS WITHIN BANK OF AMEFIICA LED TO THE FILING OF MULTIPLE FIEPOFITS CA FTURINC A HIGH OF INTERNATIONAL WIFIE TRANSFERS THAT ORIGINATED FROM COHFIES PONDENT BANKS OF DE UTSCHE BANK TFIUST CO AMERICAS IN THE EIALTIC STATES. ON LIAN 1 1TH. THE BANK OF AM GFCC TEAM MET WITH BANKS ANTIFFINAN CIAL CRIME AND FRDMIDED HIGH-L EMEL CMERTIEINS CF DELITSCHE EIANK ASS AFC AND SANCTICNS AND A GENERAL CF SCME CF THE CHALLENGES TH ET ARE CURRENT LT FACING. HOWEVER. TH ET DID NCT RRCMIDE SUFFICIENT INFCR MATICN FCR BANK CF GFCC TEAM TC AN ASSESSMENT CF THE CURRENT STRENGTH CF SAN CONTROL ENVIRONMENT FOR MON ET LAUNDERING. FRAUD AND ECONOMIC SANCTIONS. ON JAN 12TH. AT THE CIRECTICN CF -. BANK CF GFCC TEAM MET WHO. TC WAS THE HEAD CF IN WHEN THE TEAM AFIFIWEEI. SURFHIS ED TC SEE THEM. STATING HE DID NCT KNOW THET WEFIE CC MING. THE TEAM LEA RNEC FRCM AT HE IS NCT IN CHARGE CF RATHER. HIS Cw EFI A MCRE GENERAL STRATEGIC TC IM RRCME STSTE MS. THE TEAM REFERRED - REVEALED SIGNIFICANT CHALLENGES IN DE UTSCHE SAN CORE DATA ENVIRON MENT THAT HIS STAFF HAD TO NAVIGATE TO PERFORM ENHANCED DLIE DILIGENOE ON CLIENTS. INTERRLIFTED THE INT AND LILTIMATELT TCLD SA NK CF GFCC TEAM THAT IT WAS NCT AUTHCRISED TC SFEAN WITH ANTCNE IN - ASKED BANK OF GFCC TEAM TO LEAVE THE ES. WHICH DID IMMEDIATELY. THE MATTER IAIAS ESCALATED BANK DF AM ERICA ST THE GLCSAL HEAD CF FINANCIAL CRIMES CCM FLIANCE TO THE MAN AGING DIRECTOR OF BANK OF GLOBAL EST ME NT BANKING WAS SCHEDULED TC ME ET INITH ACHLEITNE R. CHAIRMAN DF DELITSCHE SCARD CN ..IANLIART 15TH. CCNTACT MACE BETWEEN EIANK CF AM HEAD EAEC LITITIES AND DELITSCHE CHAIRMAN. IAIHC STRESSED CONCERN RECARDS TO DEUTSCHE REACTION TO THE MEETING BETWEEN BANK OF GFCC TEAM AND DEUTSCHE AFC TEAM. MFI. ACH LEITNEFI INDICATED THE MATT ER WOULD BE AD DRESSED TD DE LITSCHE SAN CEC MR. CRTAN. MR. CHTAN THEN SUGGESTED THE MATTER IAIDLI .-- --..-- - . -.I ..- .. Financial I?In?arcmuum Unit-:11 LII ESSA: and DEN: Narrative HA NDL ED ST A NEW SCARD MEMSER WHC HAS SEEN PLACED IN CCNT RCL CF AND AFC. AMCNG CT HER DUTIES AT DEUTSCHE SANN. DN JAN UART SSTH. SANA: CF GLCSAL HEAD CF FINANCIAL CRIMES SPCNE WITH CIIERS EEING DE UTSCHE SAN NCE. INCLUDING ITS ANTI-FINANCIAL CRIMES SRCUP. AT LENGTH FDR THE CCNFUSICN THAT ED WITH CUR RECENT ATTEMPT TC CCNDUCT DUE DILIG ENCE IN FR ANNFURT AND STATED THE AFC GRCUP WAS IN A STATE CF CHANGE. AND SHE TED THE CDNFUSICN TD THAT CHANGE. WHT SA NH CF AMERICA GFCC NEEDED TC CCNDUCT THE DUE DILIGE NCE AND SHE FELT SANII: CF TD DC SC WERE REASCNASLE. CCMNIITTED ASAIN TD ANSWER ALL CUESTICNS SANA: CF AMERICA MAT HAII E. SANA: CF GLDEIAL HEAD CF FINANCIAL CRIMES CCM PLIANCE AND TH AT SANS: CF GFCC TEAM WCULD REACH CUT TD THE CCUNTERFART AT DEUTSCHE SANN IN NEW YORK TC WCRN CUT A WAT FCRWARD. ALTHDUCH DUE DILIG ENCE IS PENDING. IN THE INTERIM. SANH CF AMERICA DCES NCT SUFFICIENT IN FCRMATIDN TD ASSESS THE ADECUACT CF THE DEUTSCHE SANNS CURRENT CCNT RCL ENVIRONMENT. AS PR EWCUSLT MULTIPLE SA RS WERE FILED PR USLT CUTLININC PCTENTIA LLT SUSPIC ICUS WIRE TRANSFERS TH AT WERE RDUTED THRDUGH DE UTSCHE SANS: TRUST CC AMERICAS WA CHIPS CLEARING STSTEM AND FEDWIRE STSTEM TC SANS: CF AME RICA ULTIM ATELT FCR SENEFIT CF CUSTDMERS AT SANH CF AMERICA CR CUSTCME RS CF SANS CF FCREIGN ENT RELATICNSHIPS. IT WAS IDENTIFIED TH RCUCH THE CDURSE CF THESE INVESTIGATIONS ISAR FILINGSI. THAT A PATTERN EMERCED. WIRE TRANSFERS WERE CFTEN LARGE RCUNDED CCLLA RS CRIGINATING FRCM SA LTIC STATES CR RUSSIA ITS ELF. WIRE CRIGINATCRS AP PEAR ED TC SE SHELL CDR PDRATICNS REGISTERED IN THE UNITED SETCHELL ES. BELIZE CR CTH ER S. WIRES WERE SENT TC THE UNITED STATES CR TH RDUGH US. DCL LAR CCRRES PCNDING TD ASIA PACIFIC CCUNTRIES. CFTEN TIMES THE CRIGINATCRS AND BENEFICIARIES NATURE CF SUSINE SS WAS NCT TRANSPARENT CR DID NCT APPEAR TC MARE TRANSACTICNAL SENS E. THE ADDRESS ES FDUND TC SE USED IN THE WIRES TRANSFERS WE RE IDENTIFIED TH RDUGH DPEN SCU RCE RESEARCH CR TI-IRCUGH INFCR MATICN SHARING SETWE EN REGIDNAL CCM PLIANCE PARTNERS AS SEING ADDRESS ES WITH A LARGE NUMSER CF CCMPANT FCRMATICNS AND WERE CF CCNCERN. SCME CF WHICH HAS SEEN HIGHLIGHTED IN NEGATIVE MEDIA FINANCIAL CRIMES. THIS SUSPICICUS ACTWITT REPCRT IS BEING FILED CN SANA: AG AND DEUTSCHE BANK TRUST CC AMERICAS SECAUSE CF THE FACTCR CF THE WIR ES CRIGINATING FRCM DEUTSCHE SANS TRUST CD AMERICAS CCRRES PDN DE NT RELATIDN SHIPS WITH SANNS IN THE SALTIC STATES SENEFITING A MAST ARRAT CF FCREIGN FINANCIAL INSTITUTICNS AND IN LIGHT CF THE LEARN ED FRCM CPEN SCURC ES WITH REGARDS TC THE SUS PENSICN DF DN-SDARDING NEW FAQS I- -I.: 'Ell .I 1 I. Il'Dgrr? -I. . . I'l'l. . I -II I.IJI I I I I Um? 'llTEE .. . .. I . . . 5.1. Wu?. H: zmqq?Em .9 ?ngzm EPZI .2 _2 EDIH Swim. 3.92:? Uh Em?n Dr rmb?EmU mm?i ?IDmm Sm?m $3.91 GT. mb?m UmC?m?Im abzx Um rimm?} DE: Wm 204mm .243. Farm Irm? Erma Financint {Lrimu}: NL-twurl: FlantN .?imr? I'mraluj' BEAR Transcript BSA: and mm: Na rratiue COMPANY AMERICAS REGARDING THEIR BROKE RAGE RELATIONSHIP. REF ER TO THE SAME CASE NUMBER AS THAT WHICH IS NOTED BELOW SUPPORTING DOCUMENTATION INFORMATION: SUPPORTING DOCUMENTATION IS UPON REQUEST. FOR ASSISTANCE. CONTACT BANK OF AMERICA PLEASE FIE FERENCE BANK OF AMERICA ANTI-MDNET mum DEFIFNG Page ul'n'r .r a -I I.-1. I I II. It' "rum. - I. .'lL VI .I.. u'l WEE